How many lenders in New York have user fee reports?

393 lenders in New York have verified fee reports on FairPriceCheck, spanning 123240 total reports across purchase and refinance loans.

What is the median closing cost across New York lenders?

The median average closing costs across New York lenders with fee reports is $7,077. Individual costs vary with loan size, property type, and loan program.

Which mortgage lender has the best grade in New York?

Rocket Mortgage currently holds a A grade in New York, based on 13743 verified fee reports.

How many A-grade mortgage lenders are there in New York?

184 lenders in New York currently hold an A grade, meaning their median closing costs are at least 10% below the state average.

How are mortgage lenders graded in New York?

Each lender's median total closing costs in New York are compared to the statewide average for similar loans. Grades run A (10%+ below average) through F (25%+ above). Lenders need at least 3 verified reports to receive a grade.

Mortgage Lenders in New York: Fee & Closing Cost Rankings

393 mortgage lenders in New York have verified fee reports on FairPriceCheck. The median average closing cost across New York lenders is $7,077, and 184 lenders hold an A grade — meaning median closing costs at least 10% below the state average.

Lenders ranked by fee grade in New York

Lender	State grade	Avg closing costs	% junk fees	National grade
Rocket Mortgage 13743 reports	A	$7,196	0%	A
JPMorgan Chase Bank, N.A. 7628 reports	A	$7,085	0%	A
PREMIUM MORTGAGE CORPORATION 4760 reports	A	$4,628	0%	A
CrossCountry Mortgage 4730 reports	A	$9,369	0%	C
HOMESTEAD FUNDING CORP. 3661 reports	A	$5,047	0%	A
Citibank, National Association 2909 reports	A	$8,027	0%	A
Manufacturers and Traders Trust Company 2772 reports	A	$6,335	0%	A
Community Bank, National Association 2747 reports	A	$1,165	0%	A
loanDepot.com, LLC 2580 reports	A	$7,077	0%	B
SEFCU SERVICES, LLC 2255 reports	A	$4,466	0%	A
KeyBank N.A. 1904 reports	A	$4,834	0%	A
Bank of America, National Association 1759 reports	A	$7,126	0%	A
1ST PRIORITY MORTGAGE, INC. 1691 reports	A	$5,913	0%	A
HUDSON VALLEY CREDIT UNION 1663 reports	A	$1,401	0%	A
Genesee Regional Bank 1618 reports	A	$5,474	0%	A
AMERICU Credit Union 1523 reports	A	$2,705	0%	A
Movement Mortgage 1461 reports	A	$7,098	0%	B
Empower Federal Credit Union 1326 reports	A	$2,220	0%	A
ESL Federal Credit Union 1319 reports	A	$2,255	0%	A
PRIMELENDING, A PLAINSCAPITAL COMPANY 1180 reports	A	$6,710	0%	B
U.S. Bank National Association 1131 reports	A	$6,676	0%	A
Navy Federal Credit Union 1037 reports	A	$5,294	0%	A
Guaranteed Rate 1014 reports	A	$8,771	0%	A
Morgan Stanley Private Bank, National Association 914 reports	A	$6,920	0%	A
HUNT MORTGAGE CORPORATION 880 reports	A	$6,626	0%	A

New York market context

For 2024 HMDA origination data on all lenders in New York, see our New York Market Rankings →

Closing cost details, fee benchmarks, and county comparisons for New York → New York Closing Costs Guide

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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.