Mortgage Lenders in New York: Fee & Closing Cost Rankings
98 mortgage lenders in New York have verified fee reports on FairPriceCheck. The median average closing cost across New York lenders is $24,271, and 30 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
Lenders ranked by fee grade in New York
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| AmeriSave Mortgage 12 reports | A | $20,915 | 0% | B |
| CMG Financial 12 reports | A | $22,179 | 0% | B |
| SchoolsFirst Federal Credit Union 11 reports | A | $19,988 | 0% | B |
| Pacific Union Financial 11 reports | A | $22,544 | 0% | C |
| HomePoint Financial 11 reports | A | $22,526 | 0% | C |
| Bethpage Federal Credit Union 11 reports | A | $20,503 | 0% | B |
| Tomo Mortgage 11 reports | A | $20,586 | 0% | B |
| Veterans United Home Loans 11 reports | A | $21,414 | 0% | B |
| Lake Michigan Credit Union 11 reports | A | $19,935 | 0% | B |
| Compass Mortgage 11 reports | A | $22,230 | 0% | C |
| Alliant Credit Union 11 reports | A | $20,015 | 0% | A |
| Citizens Bank 11 reports | A | $24,270 | 0% | D |
| Ally Bank 11 reports | A | $21,095 | 0% | B |
| Simmons Bank 10 reports | A | $22,754 | 0% | C |
| Fifth Third Bank 10 reports | A | $24,255 | 0% | D |
| Ent Credit Union 10 reports | A | $21,659 | 0% | B |
| Homepoint 10 reports | A | $20,600 | 0% | B |
| Guild Mortgage 10 reports | A | $23,366 | 0% | C |
| First Tech Federal Credit Union 10 reports | A | $19,734 | 0% | A |
| Owning.com 9 reports | A | $23,149 | 0% | C |
| Better Mortgage 9 reports | A | $21,780 | 0% | C |
| Sierra Pacific Mortgage 9 reports | A | $25,066 | 0% | D |
| Freedom Mortgage 9 reports | A | $21,607 | 0% | C |
| LendingOne 9 reports | A | $23,577 | 0% | C |
| Provident Funding 9 reports | A | $24,152 | 0% | D |
New York market context
For 2024 HMDA origination data on all lenders in New York, see our New York Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for New York → New York Closing Costs Guide
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More in the directory
- All lenders
- New York HMDA market rankings
- United Wholesale Mortgage · Grade B
- Bank of America · Grade D
- Guaranteed Rate · Grade D
- Rocket Mortgage · Grade D
- Pennymac · Grade C
- loanDepot · Grade F
- Wells Fargo Home Mortgage · Grade D
- Navy Federal Credit Union · Grade B
- Fairway Independent Mortgage · Grade C
- JPMorgan Chase Bank · Grade C
Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.