Grade C · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$7,479
median across reports
vs. National Average
16%
above national avg
Avg Origination Charge
$4,532
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $4,532 | $3,743 | 🔴 Above Avg |
| discount_points | $4,047 | $3,585 | 🔴 Above Avg |
| lender_credits | $787 | $1,150 | 🟢 Below Avg |
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Based on 2,376 homebuyer-submitted Closing Disclosures, Mason Mcduffie Mortgage Corporation's median total closing costs are $7,479. This is about 16% above the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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How to Read Your Closing Disclosure
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Average Closing Costs by State
Benchmark your costs against the state average.
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Aggregates from Mason Mcduffie Mortgage Corporation's 2025 HMDA filings — actual closed-loan figures reported to federal regulators, compared against the national median across all lenders.
Purchase Originations
1,753
Ranked #252 nationally
Median Total Costs
$8,015
+20.0% vs national ($6,680)
Median Rate
6.624%
+2.1% vs national (6.490%)
Median Origination
$3,118
Median Lender Credits
$204
Cost Rank (500+ vol.)
#439
among lenders with 500+ originations
Denial Rate
3.7%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,247 | 6.625% | $6,738 | $3,007 |
| fha | 321 | 6.375% | $12,776 | $3,395 |
| va | 150 | 6.250% | $10,061 | $3,630 |
| usda | 35 | 6.375% | $7,798 | $2,570 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 525 | 6.624% | $9,060 | #73 |
| Minnesota | 238 | 6.500% | $7,377 | #53 |
| Texas | 153 | 6.490% | $10,118 | #231 |
| Oregon | 140 | 6.625% | $7,701 | #57 |
| Washington | 140 | 6.624% | $8,681 | #84 |
| Nevada | 127 | 6.750% | $7,390 | #55 |
| Tennessee | 93 |
| This lender | California median | National median | |
|---|---|---|---|
| Total Closing Costs | $9,060 | $9,309 | $6,680 |
| Interest Rate | 6.624% | 6.380% | 6.490% |
| Originations in state | 525 | — | — |
Based on 2025 HMDA data. State and national medians cover all reporting lenders.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Mason Mcduffie Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $385,000 | $335,000 | +$50,000 (+14.9%) |
| Median total closing costs | $8,015 | $7,127 | +$888 (+12.5%) |
Popular Refinance Pages
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.
| 6.625% |
| $5,275 |
| #133 |
| Arizona | 77 | 6.500% | $6,753 | #117 |
| Colorado | 59 | 6.625% | $6,046 | #144 |
| Idaho | 38 | 6.625% | $8,622 | — |
| North Carolina | 31 | 6.625% | $4,080 | — |
| Florida | 30 | 6.688% | $6,596 | — |
| Hawaii | 24 | 6.562% | $16,334 | — |
| Arkansas | 19 | 6.490% | $4,330 | — |
| Virginia | 17 | 6.750% | $5,066 | — |
| Wisconsin | 10 | 6.370% | $7,891 | — |
| Utah | 8 | 6.625% | $10,577 | — |
| New Mexico | 7 | 7.250% | $4,418 | — |
| Alabama | 4 | 6.562% | $10,518 | — |
| Georgia | 3 | 5.750% | $12,403 | — |
| South Carolina | 3 | 6.500% | $3,581 | — |
| Oklahoma | 2 | 6.125% | $9,613 | — |
| Illinois | 1 | 6.250% | $7,723 | — |
| Kentucky | 1 | 7.125% | $6,082 | — |
| Louisiana | 1 | 6.990% | $4,144 | — |
| Montana | 1 | 6.500% | $5,545 | — |
| New Jersey | 1 | 7.250% | $9,269 | — |