Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$3,573
median across reports
vs. National Average
12%
above national avg
Avg Origination Charge
$1,785
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $1,785 | $1,786 | 🟡 Average |
| discount_points | $1,459 | $2,054 | 🟢 Below Avg |
| lender_credits | $1,363 | $401 | 🔺 High |
Based on 2,013 homebuyer-submitted Closing Disclosures, First State Bank of St. Charles, Missouri's median total closing costs are $3,573. This is about 12% above the $3,201 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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