Community Bank, National Association closing costs and rates (2024)
In 2024, Community Bank, National Association originated 2,167 purchase mortgages at a median interest rate of 7.38% and median total closing costs of $0. That ranks #206 nationally by origination volume. For total closing costs among lenders with 500+ originations, Community Bank, National Association ranks #3. Community Bank, National Association is most active in New York with 1,794 originations there.
Purchase Originations
2,167
Ranked #206 nationally
Median Total Costs
$0
−100.0% vs national ($6,741)
Median Rate
7.375%
+11.4% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$10
Cost Rank (500+ vol.)
#3
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,151 | 7.375% | $0 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 1,794 | 7.375% | $0 | #12 |
| Pennsylvania | 236 | 7.375% | $70 | #91 |
| Vermont | 119 | 7.125% | $2,879 | #10 |
| Massachusetts | 17 | 6.750% | $3,192 | — |
| New Hampshire | 1 | 7.625% | $2,025 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.500% | — | 116 | +$0 | |
| 2 | $0 | 7.500% | — | 116 | +$0 | |
| 3 | $0 | 7.500% | — | 94 | +$0 | |
| 4 | $0 | 7.375% | — | 93 | +$0 | |
| 5 | $0 | 7.500% | — | 88 | +$0 | |
| 6 | $0 | 7.375% | — | 86 | +$0 | |
| 7 | $0 | 7.625% | — | 70 | +$0 | |
| 8 | $0 | 7.500% | — | 67 | +$0 | |
| 9 | $0 | 7.625% | — | 52 | +$0 | |
| 10 | $0 | 7.375% | — | 51 | +$0 | |
| 11 | $0 | 7.625% | — | 48 | +$0 | |
| 12 | $0 | 7.438% | — | 46 | +$0 | |
| 13 | $0 | 7.375% | — | 45 | +$0 | |
| 14 | $0 | 7.500% | — | 40 | +$0 | |
| 15 | $82 | 7.250% | — | 92 | +$82 | |
| 16 | $150 | 7.375% | — | 65 | +$150 | |
| 17 | $186 | 7.188% | — | 54 | +$186 | |
| 18 | $1,285 | 7.250% | — | 159 | +$1,285 | |
| 19 | $1,981 | 7.125% | — | 45 | +$1,981 | |
| 20 | $3,062 | 6.875% | — | 43 | +$3,062 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.