Hills Bank and Trust Company closing costs and rates (2024)
In 2024, Hills Bank and Trust Company originated 1,070 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $1,887. That ranks #358 nationally by origination volume. For total closing costs among lenders with 500+ originations, Hills Bank and Trust Company ranks #8. That is $4,854 below the national median of $6,741. Hills Bank and Trust Company is most active in Iowa with 1,070 originations there.
Purchase Originations
1,070
Ranked #358 nationally
Median Total Costs
$1,887
−72.0% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$750
Median Lender Credits
$75
Cost Rank (500+ vol.)
#8
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,070 | 6.250% | $1,887 | $750 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Iowa | 1,070 | 6.250% | $1,887 | #4 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,684 | 6.250% | — | 8 | −$203 | |
| 2 | $1,694 | 6.625% | — | 1 | −$193 | |
| 3 | $1,731 | 5.875% | — | 2 | −$156 | |
| 4 | $1,753 | 6.125% | — | 2 | −$134 | |
| 5 | $1,792 | 6.938% | — | 2 | −$95 | |
| 6 | $1,839 | 6.375% | — | 457 | −$48 | |
| 7 | $1,868 | 7.250% | — | 8 | −$19 | |
| 8 | $1,869 | 6.375% | — | 3 | −$18 | |
| 9 | $1,898 | 6.125% | — | 394 | +$11 | |
| 10 | $1,908 | 6.312% | — | 2 | +$21 | |
| 11 | $1,912 | 5.875% | — | 3 | +$25 | |
| 12 | $1,917 | 6.250% | — | 5 | +$30 | |
| 13 | $1,954 | 6.625% | — | 1 | +$67 | |
| 14 | $1,959 | 6.312% | — | 32 | +$72 | |
| 15 | $1,980 | 6.250% | — | 4 | +$93 | |
| 16 | $1,989 | 6.250% | — | 19 | +$102 | |
| 17 | $1,994 | 6.250% | — | 89 | +$107 | |
| 18 | $1,994 | 6.125% | — | 11 | +$107 | |
| 19 | $2,044 | 6.188% | — | 18 | +$157 | |
| 20 | $2,065 | 6.375% | — | 3 | +$178 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.