GREENSTATE Credit Union closing costs and rates (2024)
In 2024, GREENSTATE Credit Union originated 5,772 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $2,102. That ranks #81 nationally by origination volume. For total closing costs among lenders with 500+ originations, GREENSTATE Credit Union ranks #13. That is $4,639 below the national median of $6,741. GREENSTATE Credit Union is most active in Iowa with 3,815 originations there.
Purchase Originations
5,772
Ranked #81 nationally
Median Total Costs
$2,102
−68.8% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$725
Median Lender Credits
$601
Cost Rank (500+ vol.)
#13
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 5,113 | 6.375% | $2,022 | $725 |
| fha | 433 | 6.125% | $6,343 | $725 |
| va | 207 | 5.990% | $3,938 | $725 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Iowa | 3,815 | 6.250% | $1,908 | #1 |
| Illinois | 1,672 | 6.624% | $5,368 | #15 |
| Wisconsin | 51 | 6.625% | $2,864 | #135 |
| Colorado | 30 | 6.375% | $3,654 | — |
| Minnesota | 23 | 6.625% | $4,147 | — |
| Florida | 22 | 6.433% | $5,153 | — |
| Indiana | 18 | 6.562% | $3,049 | — |
| Missouri | 14 | 6.562% | $3,432 | — |
| Michigan | 13 | 6.500% | $4,299 | — |
| Arizona | 11 | 6.625% | $4,589 | — |
| Texas | 11 | 6.500% | $5,681 | — |
| North Carolina | 9 | 6.250% | $3,772 | — |
| Nebraska | 8 | 6.250% | $3,327 | — |
| Tennessee | 8 | 6.562% | $4,028 | — |
| Ohio | 6 | 6.375% | $3,720 | — |
| California | 5 | 6.500% | $5,938 | — |
| Oklahoma | 5 | 6.625% | $4,096 | — |
| South Dakota | 5 | 6.625% | $3,552 | — |
| Connecticut | 4 | 6.000% | $5,228 | — |
| Kentucky | 4 | 6.995% | $3,974 | — |
| Pennsylvania | 4 | 6.375% | $6,175 | — |
| Alabama | 3 | 6.490% | $3,437 | — |
| Georgia | 3 | 6.125% | $12,724 | — |
| Massachusetts | 3 | 6.625% | $5,765 | — |
| Maryland | 3 | 6.990% | $5,452 | — |
| New York | 3 | 6.750% | $6,551 | — |
| Washington | 3 | 6.875% | $5,650 | — |
| Kansas | 2 | 6.490% | $2,848 | — |
| North Dakota | 2 | 6.062% | $4,415 | — |
| New Jersey | 2 | 6.625% | $5,841 | — |
| Rhode Island | 2 | 6.125% | $11,464 | — |
| South Carolina | 2 | 6.312% | $4,856 | — |
| Arkansas | 1 | 6.625% | $3,062 | — |
| Delaware | 1 | 5.625% | $5,726 | — |
| Louisiana | 1 | 6.624% | $5,736 | — |
| Maine | 1 | 6.500% | $4,703 | — |
| New Hampshire | 1 | 7.375% | $4,771 | — |
| Virginia | 1 | 6.625% | $4,056 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,802 | 6.375% | — | 550 | −$300 | |
| 2 | $1,822 | 6.375% | — | 710 | −$280 | |
| 3 | $1,838 | 6.375% | — | 316 | −$264 | |
| 4 | $1,872 | 6.375% | — | 261 | −$230 | |
| 5 | $1,877 | 6.250% | — | 702 | −$225 | |
| 6 | $1,877 | 6.250% | — | 299 | −$225 | |
| 7 | $1,912 | 6.250% | — | 110 | −$190 | |
| 8 | $1,952 | 6.125% | — | 76 | −$150 | |
| 9 | $2,012 | 6.250% | — | 166 | −$90 | |
| 10 | $2,022 | 6.250% | — | 57 | −$80 | |
| 11 | $2,094 | 6.125% | — | 64 | −$8 | |
| 12 | $3,305 | 6.625% | — | 57 | +$1,203 | |
| 13 | $3,329 | 6.500% | — | 381 | +$1,227 | |
| 14 | $3,329 | 6.875% | — | 63 | +$1,227 | |
| 15 | $5,515 | 6.500% | — | 107 | +$3,413 | |
| 16 | $5,593 | 6.625% | — | 148 | +$3,491 | |
| 17 | $5,630 | 6.625% | — | 113 | +$3,528 | |
| 18 | $5,633 | 6.625% | — | 64 | +$3,531 | |
| 19 | $5,661 | 6.500% | — | 114 | +$3,559 | |
| 20 | $5,797 | 6.625% | — | 351 | +$3,695 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.