Mortgage Lenders in Illinois: Fee & Closing Cost Rankings
10 mortgage lenders in Illinois have verified fee reports on FairPriceCheck. The median average closing cost across Illinois lenders is $11,792, and 2 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
Lenders ranked by fee grade in Illinois
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| Navy Federal Credit Union 26 reports | A | $10,122 | 0% | A |
| Fairway Independent Mortgage 23 reports | A | $10,511 | 0% | A |
| Bank of America 29 reports | B | $11,998 | 0% | A |
| Pennymac 29 reports | B | $10,883 | 0% | A |
| United Wholesale Mortgage 25 reports | B | $10,917 | 0% | A |
| Rocket Mortgage 30 reports | C | $12,903 | 0% | A |
| Wells Fargo Home Mortgage 28 reports | C | $12,161 | 0% | A |
| JPMorgan Chase Bank 24 reports | C | $11,587 | 0% | A |
| loanDepot 30 reports | D | $13,203 | 0% | A |
| Guaranteed Rate 25 reports | D | $12,727 | 0% | A |
Illinois market context
For 2024 HMDA origination data on all lenders in Illinois, see our Illinois Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for Illinois → Illinois Closing Costs Guide
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More in the directory
- All lenders
- Illinois HMDA market rankings
- Rocket Mortgage · Grade C
- loanDepot · Grade D
- Bank of America · Grade B
- Pennymac · Grade B
- Wells Fargo Home Mortgage · Grade C
- Navy Federal Credit Union · Grade A
- United Wholesale Mortgage · Grade B
- Guaranteed Rate · Grade D
- JPMorgan Chase Bank · Grade C
- Fairway Independent Mortgage · Grade A
Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.