How many lenders in Illinois have user fee reports?

395 lenders in Illinois have verified fee reports on FairPriceCheck, spanning 70323 total reports across purchase and refinance loans.

What is the median closing cost across Illinois lenders?

The median average closing costs across Illinois lenders with fee reports is $5,233. Individual costs vary with loan size, property type, and loan program.

Which mortgage lender has the best grade in Illinois?

U.S. Bank National Association currently holds a A grade in Illinois, based on 2867 verified fee reports.

How many A-grade mortgage lenders are there in Illinois?

149 lenders in Illinois currently hold an A grade, meaning their median closing costs are at least 10% below the state average.

How are mortgage lenders graded in Illinois?

Each lender's median total closing costs in Illinois are compared to the statewide average for similar loans. Grades run A (10%+ below average) through F (25%+ above). Lenders need at least 3 verified reports to receive a grade.

Mortgage Lenders in Illinois: Fee & Closing Cost Rankings

395 mortgage lenders in Illinois have verified fee reports on FairPriceCheck. The median average closing cost across Illinois lenders is $5,233, and 149 lenders hold an A grade — meaning median closing costs at least 10% below the state average.

Lenders ranked by fee grade in Illinois

Lender	State grade	Avg closing costs	% junk fees	National grade
U.S. Bank National Association 2867 reports	A	$3,884	0%	A
NATIONSTAR MORTGAGE LLC 1917 reports	A	$5,386	0%	A
Fifth Third Bank, N.A. 1618 reports	A	$4,551	0%	A
Navy Federal Credit Union 1116 reports	A	$4,141	0%	A
FIRST STATE MORTGAGE SERVICES, LLC 1107 reports	A	$4,193	0%	A
FCB Banks 819 reports	A	$2,657	0%	A
DHI Mortgage Company, LTD. 803 reports	A	$5,173	0%	C
Neighborhood Loans, Inc. 774 reports	A	$9	0%	A
First Mid Bank & Trust, National Association 723 reports	A	$3,206	0%	A
DELMAR FINANCIAL COMPANY 638 reports	A	$4,896	0%	A
PULTE MORTGAGE LLC 610 reports	A	$3,141	0%	A
PRIMELENDING, A PLAINSCAPITAL COMPANY 582 reports	A	$5,433	0%	B
Regions Bank 533 reports	A	$2,362	0%	A
Midland States Bank 515 reports	A	$3,731	0%	A
POINT MORTGAGE CORPORATION 500 reports	A	$5,305	0%	B
Associated Bank, National Association 487 reports	A	$5,073	0%	A
SCOTT CREDIT UNION 475 reports	A	$2,935	0%	A
ENDEAVOR CAPITAL, LLC. 455 reports	A	$5,239	0%	A
I. H. MISSISSIPPI VALLEY CREDIT UNION 442 reports	A	$1,809	0%	A
Marquette Bank 423 reports	A	$2,770	0%	A
CONSUMERS COOPERATIVE CREDIT UNION 364 reports	A	$3,008	0%	A
Carrollton Bank 355 reports	A	$3,015	0%	A
Petefish, Skiles & Co. 338 reports	A	$2,505	0%	A
SPRING EQ, LLC 323 reports	A	$2,183	0%	A
USAA Federal Savings Bank 314 reports	A	$6,631	0%	A

All Illinois lenders with fee reports

The 200 Illinois lenders with the most verified reports. 195 more have fewer reports and are not listed.

Illinois market context

For 2024 HMDA origination data on all lenders in Illinois, see our Illinois Market Rankings →

Closing cost details, fee benchmarks, and county comparisons for Illinois → Illinois Closing Costs Guide

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More in the directory

Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.