Purchase Originations
883
Ranked #416 nationally
Median Total Costs
$0
−100.0% vs national ($6,680)
↑ $0 vs prior year
Median Rate
5.750%
−11.4% vs national (6.490%)
↓ 0.250% vs prior year
Median Origination
$0
Median Lender Credits
$495
Cost Rank (500+ vol.)
#1
among lenders with 500+ originations
Denial Rate
10.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 875 | 5.750% | $0 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 883 | 5.750% | $0 | #54 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.625% | — | 481 | +$0 | |
| 2 | $0 | 5.875% | — | 64 | +$0 | |
| 3 | $0 | 6.000% | — | 35 | +$0 | |
| 4 | $0 | 6.125% | — | 31 | +$0 | |
| 5 | $0 | 5.750% | — | 21 | +$0 | |
| 6 | $0 | 5.688% | — | 18 | +$0 | |
| 7 | $0 | 5.750% | — | 15 | +$0 | |
| 8 | $0 | 5.750% | — | 14 | +$0 | |
| 9 | $0 | 5.750% | — | 9 | +$0 | |
| 10 | $0 | 6.062% | — | 6 | +$0 | |
| 11 | $0 | 5.562% | — | 4 | +$0 | |
| 12 | $231 | 6.125% | — | 8 | +$231 | |
| 13 | $441 | 6.125% | — | 54 | +$441 | |
| 14 | $1,010 | 5.562% | — | 6 | +$1,010 | |
| 15 | $1,123 | 6.062% | — | 6 | +$1,123 | |
| 16 | $1,662 | 6.000% | — | 21 | +$1,662 | |
| 17 | $2,441 | 5.750% | — | 40 | +$2,441 | |
| 18 | $3,150 | 6.125% | — | 14 | +$3,150 | |
| 19 | $3,462 | 5.500% | — | 4 | +$3,462 | |
| 20 | $5,345 | 5.500% | — | 7 | +$5,345 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Space Coast Credit Union | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $425,000 | $335,000 | +$90,000 (+26.9%) |
| Median total closing costs | $0 | $7,127 | −$7,127 (−100.0%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.