Leaders Credit Union closing costs and rates (2024)
In 2024, Leaders Credit Union originated 574 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,626. That ranks #584 nationally by origination volume. For total closing costs among lenders with 500+ originations, Leaders Credit Union ranks #86. That is $3,115 below the national median of $6,741. Leaders Credit Union is most active in Tennessee with 556 originations there.
Purchase Originations
574
Ranked #584 nationally
Median Total Costs
$3,626
−46.2% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$35
Median Lender Credits
$450
Cost Rank (500+ vol.)
#86
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 302 | 6.875% | $3,134 | $1,398 |
| fha | 148 | 6.625% | $5,072 | $0 |
| usda | 86 | 6.500% | $3,711 | $0 |
| va | 38 | 6.250% | $6,018 | $0 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,635 | 6.625% | — | 13 | −$991 | |
| 2 | $2,959 | 6.874% | — | 43 | −$667 | |
| 3 | $3,125 | 6.808% | — | 10 | −$501 | |
| 4 | $3,187 | 6.750% | — | 158 | −$439 | |
| 5 | $3,273 | 6.500% | — | 5 | −$353 | |
| 6 | $3,406 | 6.875% | — | 9 | −$220 | |
| 7 | $3,443 | 6.875% | — | 3 | −$183 | |
| 8 | $3,456 | 7.125% | — | 3 | −$170 | |
| 9 | $3,472 | 6.875% | — | 7 | −$154 | |
| 10 | $3,571 | 6.750% | — | 66 | −$55 | |
| 11 | $3,571 | 6.750% | — | 12 | −$55 | |
| 12 | $3,613 | 6.750% | — | 16 | −$13 | |
| 13 | $3,621 | 6.490% | — | 5 | −$5 | |
| 14 | $4,029 | 6.625% | — | 79 | +$403 | |
| 15 | $4,063 | 6.624% | — | 8 | +$437 | |
| 16 | $4,066 | 6.624% | — | 3 | +$440 | |
| 17 | $4,109 | 6.625% | — | 56 | +$483 | |
| 18 | $5,276 | 6.250% | — | 39 | +$1,650 | |
| 19 | $5,741 | 6.625% | — | 9 | +$2,115 | |
| 20 | $7,134 | 7.062% | — | 2 | +$3,508 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.