398 mortgage lenders in Michigan have verified fee reports on FairPriceCheck. The median average closing cost across Michigan lenders is $5,012, and 155 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| Fifth Third Bank, N.A. 2224 reports | A | $3,089 | 0% | A |
| MORTGAGE CENTER L.C. 2214 reports | A | $3,933 | 0% | A |
| MICHIGAN SCHOOLS AND GOVERNMENT 2088 reports | A | $1,646 | 0% | A |
| NATIONSTAR MORTGAGE LLC 1645 reports | A | $5,287 | 0% | A |
| First Merchants Bank 1368 reports | A | $3,766 | 0% | A |
| DFCU FINANCIAL 1265 reports | A | $3,636 | 0% | A |
| MICHIGAN FIRST CREDIT UNION 930 reports | A | $4,264 | 0% | A |
| Frankenmuth Credit Union 893 reports | A | $2,701 | 0% | A |
| First State Bank (Michigan) 827 reports | A | $4,283 | 0% | A |
| Navy Federal Credit Union 818 reports | A | $3,456 | 0% | A |
| Guild Mortgage 782 reports | A | $5,124 | 0% | B |
| RUOFF MORTGAGE COMPANY, INC. 766 reports | A | $4,262 | 0% | A |
| CREDIT UNION ONE 734 reports | A | $1,505 | 0% | A |
| Superior National Bank 657 reports | A | $3,800 | 0% | A |
| KELLOGG COMMUNITY CREDIT UNION 516 reports | A | $1,328 | 0% | A |
| ARBOR FINANCIAL CREDIT UNION 453 reports | A | $3,615 | 0% | A |
| FINANCIAL PLUS CREDIT UNION 449 reports | A | $1,330 | 0% | A |
| ORSA credit union 437 reports | A | $1,749 | 0% | A |
| Isabella Bank 437 reports | A | $3,079 | 0% | A |
| PULTE MORTGAGE LLC 421 reports | A | $2,469 | 0% | A |
| COMMUNITY CHOICE 412 reports | A | $300 | 0% | A |
| Sturgis Bank & Trust Company 409 reports | A | $3,122 | 0% | A |
| Lake Trust Credit Union 405 reports | A | $725 | 0% | A |
| TLC COMMUNITY CREDIT UNION 403 reports | A | $1,905 | 0% | A |
| University Bank 371 reports | A | $4,748 | 0% | A |
The 200 Michigan lenders with the most verified reports. 198 more have fewer reports and are not listed.
For 2024 HMDA origination data on all lenders in Michigan, see our Michigan Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for Michigan → Michigan Closing Costs Guide
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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.