398 mortgage lenders in Michigan have verified fee reports on FairPriceCheck. The median average closing cost across Michigan lenders is $5,012, and 155 lenders hold an A grade — meaning median closing costs at least 10% below the state average.
| Lender | State grade | Avg closing costs | % junk fees | National grade |
|---|---|---|---|---|
| Fifth Third Bank, N.A. 2224 reports | A | $3,089 | 0% | A |
| MORTGAGE CENTER L.C. 2214 reports | A | $3,933 | 0% | A |
| MICHIGAN SCHOOLS AND GOVERNMENT 2088 reports | A | $1,646 | 0% | A |
| NATIONSTAR MORTGAGE LLC 1645 reports | A | $5,287 | 0% | A |
| First Merchants Bank 1368 reports | A | $3,766 | 0% | A |
| DFCU FINANCIAL 1265 reports | A | $3,636 | 0% | A |
| MICHIGAN FIRST CREDIT UNION 930 reports | A | $4,264 | 0% | A |
| Frankenmuth Credit Union 893 reports | A | $2,701 | 0% | A |
| First State Bank (Michigan) 827 reports | A | $4,283 | 0% | A |
| Navy Federal Credit Union 818 reports | A | $3,456 | 0% | A |
| Guild Mortgage 782 reports | A | $5,124 | 0% | B |
| RUOFF MORTGAGE COMPANY, INC. 766 reports | A | $4,262 | 0% | A |
| CREDIT UNION ONE 734 reports | A | $1,505 | 0% | A |
| Superior National Bank 657 reports | A | $3,800 | 0% | A |
| KELLOGG COMMUNITY CREDIT UNION 516 reports | A | $1,328 | 0% | A |
| ARBOR FINANCIAL CREDIT UNION 453 reports | A | $3,615 | 0% | A |
| FINANCIAL PLUS CREDIT UNION 449 reports | A | $1,330 | 0% | A |
| ORSA credit union 437 reports | A | $1,749 | 0% | A |
| Isabella Bank 437 reports | A | $3,079 | 0% | A |
| PULTE MORTGAGE LLC 421 reports | A | $2,469 | 0% | A |
| COMMUNITY CHOICE 412 reports | A | $300 | 0% | A |
| Sturgis Bank & Trust Company 409 reports | A | $3,122 | 0% | A |
| Lake Trust Credit Union 405 reports | A | $725 | 0% | A |
| TLC COMMUNITY CREDIT UNION 403 reports | A | $1,905 | 0% | A |
| University Bank 371 reports | A | $4,748 | 0% | A |
For 2024 HMDA origination data on all lenders in Michigan, see our Michigan Market Rankings →
Closing cost details, fee benchmarks, and county comparisons for Michigan → Michigan Closing Costs Guide
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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.