Grade F · 1% of disclosures flagged for junk fees
Mortgage Company · New Jersey · NMLS #6521
Avg Closing Costs
$9,462
median across reports
vs. National Average
191%
above national avg
Avg Origination Charge
$6,390
Section A lender fee
Reports with Junk Fees
1%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $6,390 | $1,618 | 🔺 High |
| discount_points | $4,083 | $1,883 | 🔺 High |
| lender_credits | $3,658 | $358 | 🔺 High |
| Title Insurance | $3,361 | $3,405 | 🟡 Average |
| Underwriting Fee | $1,606 | $1,546 | 🟡 Average |
| Appraisal | $1,149 | $1,125 | 🟡 Average |
| Settlement/Closing Fee | $1,060 | $1,053 | 🟡 Average |
| Processing Fee | $853 | $841 | 🟡 Average |
| Title Search | $428 | $412 | 🟡 Average |
| Recording Fee | $371 | $364 | 🟡 Average |
| Rate Lock Fee | $362 | $370 | 🟡 Average |
| Document Preparation | $162 | $159 | 🟡 Average |
| Tax Service Fee | $137 | $135 | 🟡 Average |
| Credit Report | $74 | $71 | 🟡 Average |
| Wire Transfer Fee | $73 | $72 | 🟡 Average |
| Courier/Delivery | $63 | $63 | 🟡 Average |
| Flood Certification | $26 | $25 | 🟡 Average |
Got a Loan Estimate from Homebridge Financial Services? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 4,196 homebuyer-submitted Closing Disclosures, Homebridge Financial Services's median total closing costs are $9,462. This is about 191% above the $3,257 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.