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Mortgage Lenders in New Jersey: Fee & Closing Cost Rankings

10 mortgage lenders in New Jersey have verified fee reports on FairPriceCheck. The median average closing cost across New Jersey lenders is $13,765, and 1 lender holds an A grade — meaning median closing costs at least 10% below the state average.

Lenders ranked by fee grade in New Jersey

LenderState gradeAvg closing costs% junk feesNational grade
Navy Federal Credit Union

23 reports

A
$12,2660%
A
Pennymac

28 reports

B
$13,0680%
A
United Wholesale Mortgage

26 reports

B
$12,1730%
A
Fairway Independent Mortgage

25 reports

B
$12,2570%
A
JPMorgan Chase Bank

31 reports

C
$13,9120%
A
Wells Fargo Home Mortgage

30 reports

C
$14,4720%
A
Rocket Mortgage

29 reports

C
$14,8020%
A
Guaranteed Rate

28 reports

C
$14,7920%
A
Bank of America

26 reports

C
$13,6180%
A
loanDepot

24 reports

D
$15,5581%
A

New Jersey market context

For 2024 HMDA origination data on all lenders in New Jersey, see our New Jersey Market Rankings →

Closing cost details, fee benchmarks, and county comparisons for New Jersey → New Jersey Closing Costs Guide

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More in the directory

Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.