How many lenders in New Jersey have user fee reports?

372 lenders in New Jersey have verified fee reports on FairPriceCheck, spanning 66398 total reports across purchase and refinance loans.

What is the median closing cost across New Jersey lenders?

The median average closing costs across New Jersey lenders with fee reports is $7,794. Individual costs vary with loan size, property type, and loan program.

Which mortgage lender has the best grade in New Jersey?

loanDepot.com, LLC currently holds a A grade in New Jersey, based on 3933 verified fee reports.

How many A-grade mortgage lenders are there in New Jersey?

162 lenders in New Jersey currently hold an A grade, meaning their median closing costs are at least 10% below the state average.

How are mortgage lenders graded in New Jersey?

Each lender's median total closing costs in New Jersey are compared to the statewide average for similar loans. Grades run A (10%+ below average) through F (25%+ above). Lenders need at least 3 verified reports to receive a grade.

Mortgage Lenders in New Jersey: Fee & Closing Cost Rankings

372 mortgage lenders in New Jersey have verified fee reports on FairPriceCheck. The median average closing cost across New Jersey lenders is $7,794, and 162 lenders hold an A grade — meaning median closing costs at least 10% below the state average.

Lenders ranked by fee grade in New Jersey

Lender	State grade	Avg closing costs	% junk fees	National grade
loanDepot.com, LLC 3933 reports	A	$7,012	0%	B
Guaranteed Rate 3544 reports	A	$7,791	0%	A
Pennymac 2932 reports	A	$9,001	0%	A
Advisors Mortgage Group, L.L.C. 1790 reports	A	$7,606	0%	A
OceanFirst Bank, National Association 1772 reports	A	$4,947	0%	A
NATIONSTAR MORTGAGE LLC 1576 reports	A	$6,283	0%	A
AFFORDABLE MORTGAGE ADVISORS, LLC 1544 reports	A	$7,591	0%	A
POLICE & FIRE FEDERAL CREDIT UNION 1308 reports	A	$204	0%	A
U.S. Bank National Association 1112 reports	A	$5,765	0%	A
Prosperity Home Mortgage, LLC 1060 reports	A	$7,294	0%	A
NFM Lending 1006 reports	A	$8,516	0%	D
Guaranteed Rate Affinity 979 reports	A	$7,466	0%	A
Navy Federal Credit Union 920 reports	A	$4,072	0%	A
AmeriSave Mortgage 803 reports	A	$8,127	0%	A
SoFi Bank, N.A. 745 reports	A	$3,618	0%	A
Manufacturers and Traders Trust Company 737 reports	A	$7,019	0%	A
Valley National Bank 695 reports	A	$4,828	0%	A
Citibank, National Association 589 reports	A	$7,515	0%	A
BOND STREET MORTGAGE, LLC 560 reports	A	$10,122	0%	C
LENNAR MORTGAGE, LLC 546 reports	A	$6,424	0%	A
Morgan Stanley Private Bank, National Association 532 reports	A	$7,043	0%	A
Columbia Bank (New Jersey) 514 reports	A	$1,261	0%	A
MLD MORTGAGE INC. 478 reports	A	$7,797	0%	A
Discover Bank 451 reports	A	$0	0%	A
AMERICAN FEDERAL MORTGAGE CORPORATION 439 reports	A	$5,353	0%	A

New Jersey market context

For 2024 HMDA origination data on all lenders in New Jersey, see our New Jersey Market Rankings →

Closing cost details, fee benchmarks, and county comparisons for New Jersey → New Jersey Closing Costs Guide

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Grades based on verified homebuyer-submitted fee reports. Informational only; not legal or financial advice.