HOMEBRIDGE FINANCIAL SERVICES, INC. closing costs and rates (2024)
In 2024, HOMEBRIDGE FINANCIAL SERVICES, INC. originated 2,067 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $12,722. That ranks #217 nationally by origination volume. For total closing costs among lenders with 500+ originations, HOMEBRIDGE FINANCIAL SERVICES, INC. ranks #601. That is $5,981 above the national median of $6,741. HOMEBRIDGE FINANCIAL SERVICES, INC. is most active in California with 409 originations there.
Purchase Originations
2,067
Ranked #217 nationally
Median Total Costs
$12,722
+88.7% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$6,491
Median Lender Credits
$3,033
Cost Rank (500+ vol.)
#601
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,157 | 7.125% | $11,612 | $8,013 |
| fha | 748 | 6.250% | $15,015 | $5,191 |
| va | 149 | 6.490% | $9,413 | $4,967 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 409 | 6.750% | $14,666 | #92 |
| New York | 310 | 6.875% | $19,656 | #64 |
| Florida | 271 | 6.750% | $12,722 | #138 |
| Texas | 150 | 6.500% | $11,267 | #228 |
| New Jersey | 128 | 6.625% | $16,091 | #94 |
| Colorado | 61 | 6.500% | $11,732 | #129 |
| Louisiana | 59 | 6.750% | $9,738 | #74 |
| Georgia | 55 | 6.500% | $11,201 | #191 |
| Arizona | 52 | 6.433% | $10,316 | #141 |
| Maryland | 45 | 6.250% | $11,902 | — |
| New Mexico | 39 | 6.750% | $9,140 | — |
| Pennsylvania | 37 | 6.990% | $10,805 | — |
| Massachusetts | 34 | 7.000% | $12,977 | — |
| Wisconsin | 34 | 6.750% | $7,753 | — |
| Maine | 33 | 6.875% | $9,117 | — |
| Washington | 28 | 6.750% | $12,564 | — |
| South Carolina | 26 | 6.370% | $9,637 | — |
| Connecticut | 25 | 7.125% | $10,516 | — |
| Virginia | 25 | 6.500% | $14,352 | — |
| Illinois | 23 | 7.500% | $8,654 | — |
| Hawaii | 21 | 6.375% | $11,371 | — |
| Oregon | 21 | 6.625% | $10,941 | — |
| Tennessee | 21 | 6.875% | $12,809 | — |
| Ohio | 19 | 7.250% | $9,975 | — |
| Nevada | 15 | 6.250% | $17,022 | — |
| Missouri | 14 | 6.750% | $8,353 | — |
| Vermont | 14 | 6.375% | $11,085 | — |
| Alabama | 13 | 6.750% | $9,904 | — |
| Michigan | 11 | 6.750% | $12,297 | — |
| North Carolina | 10 | 6.562% | $8,552 | — |
| Indiana | 8 | 5.812% | $8,414 | — |
| Utah | 7 | 6.250% | $17,899 | — |
| Kentucky | 6 | 6.250% | $9,632 | — |
| New Hampshire | 6 | 6.250% | $11,792 | — |
| Oklahoma | 6 | 6.250% | $8,172 | — |
| Idaho | 4 | 6.562% | $15,118 | — |
| South Dakota | 4 | 5.500% | $12,058 | — |
| West Virginia | 4 | 6.625% | $9,716 | — |
| Nebraska | 3 | 7.500% | $3,492 | — |
| Rhode Island | 3 | 7.250% | $12,975 | — |
| District of Columbia | 2 | 7.625% | $14,366 | — |
| Delaware | 2 | 6.750% | $22,029 | — |
| Kansas | 2 | 6.995% | $7,955 | — |
| Mississippi | 2 | 6.688% | $6,863 | — |
| Montana | 2 | 6.875% | $14,906 | — |
| Alaska | 1 | 7.125% | $8,092 | — |
| Minnesota | 1 | 7.375% | $4,939 | — |
| Wyoming | 1 | 7.250% | $9,133 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $8,953 | 7.125% | — | 34 | −$3,769 | |
| 2 | $9,644 | 6.625% | — | 21 | −$3,078 | |
| 3 | $10,884 | 6.625% | — | 17 | −$1,838 | |
| 4 | $10,943 | 6.250% | — | 38 | −$1,779 | |
| 5 | $12,876 | 6.625% | — | 54 | +$154 | |
| 6 | $13,330 | 7.000% | — | 22 | +$608 | |
| 7 | $14,111 | 6.625% | — | 44 | +$1,389 | |
| 8 | $14,509 | 7.125% | — | 19 | +$1,787 | |
| 9 | $14,919 | 6.750% | — | 19 | +$2,197 | |
| 10 | $15,318 | 6.562% | — | 22 | +$2,596 | |
| 11 | $15,571 | 6.625% | — | 59 | +$2,849 | |
| 12 | $17,694 | 6.750% | — | 94 | +$4,972 | |
| 13 | $18,178 | 6.625% | — | 17 | +$5,456 | |
| 14 | $19,330 | 7.125% | — | 24 | +$6,608 | |
| 15 | $19,464 | 7.125% | — | 111 | +$6,742 | |
| 16 | $19,662 | 7.375% | — | 17 | +$6,940 | |
| 17 | $19,977 | 6.250% | — | 21 | +$7,255 | |
| 18 | $20,074 | 6.625% | — | 25 | +$7,352 | |
| 19 | $20,908 | 6.990% | — | 52 | +$8,186 | |
| 20 | $26,561 | 7.250% | — | 51 | +$13,839 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.