City National Bank of West Virginia closing costs and rates (2024)
In 2024, City National Bank of West Virginia originated 535 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $2,134. That ranks #610 nationally by origination volume. For total closing costs among lenders with 500+ originations, City National Bank of West Virginia ranks #14. That is $4,607 below the national median of $6,741. City National Bank of West Virginia is most active in West Virginia with 346 originations there.
Purchase Originations
535
Ranked #610 nationally
Median Total Costs
$2,134
−68.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$600
Median Lender Credits
$750
Cost Rank (500+ vol.)
#14
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 535 | 6.500% | $2,134 | $600 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| West Virginia | 346 | 6.450% | $2,183 | #10 |
| Kentucky | 114 | 6.525% | $1,884 | #76 |
| Virginia | 40 | 6.450% | $2,781 | — |
| Ohio | 33 | 6.750% | $2,009 | — |
| Maryland | 2 | 6.562% | $3,932 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,829 | 6.250% | — | 8 | −$305 | |
| 2 | $1,847 | 6.800% | — | 6 | −$287 | |
| 3 | $1,848 | 6.500% | — | 15 | −$286 | |
| 4 | $1,881 | 6.500% | — | 9 | −$253 | |
| 5 | $1,884 | 6.638% | — | 24 | −$250 | |
| 6 | $1,884 | 6.750% | — | 19 | −$250 | |
| 7 | $1,961 | 6.350% | — | 35 | −$173 | |
| 8 | $2,009 | 6.750% | — | 25 | −$125 | |
| 9 | $2,122 | 6.500% | — | 38 | −$12 | |
| 10 | $2,164 | 6.600% | — | 39 | +$30 | |
| 11 | $2,165 | 6.450% | — | 57 | +$31 | |
| 12 | $2,181 | 6.450% | — | 24 | +$47 | |
| 13 | $2,206 | 6.650% | — | 12 | +$72 | |
| 14 | $2,209 | 6.450% | — | 33 | +$75 | |
| 15 | $2,232 | 6.750% | — | 20 | +$98 | |
| 16 | $2,368 | 6.400% | — | 8 | +$234 | |
| 17 | $2,381 | 6.625% | — | 27 | +$247 | |
| 18 | $2,404 | 6.450% | — | 7 | +$270 | |
| 19 | $3,007 | 6.250% | — | 13 | +$873 | |
| 20 | $3,301 | 6.750% | — | 11 | +$1,167 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.