VERIDIAN CREDIT UNION closing costs and rates (2024)
In 2024, VERIDIAN CREDIT UNION originated 2,062 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $1,915. That ranks #219 nationally by origination volume. For total closing costs among lenders with 500+ originations, VERIDIAN CREDIT UNION ranks #9. That is $4,826 below the national median of $6,741. VERIDIAN CREDIT UNION is most active in Iowa with 1,674 originations there.
Purchase Originations
2,062
Ranked #219 nationally
Median Total Costs
$1,915
−71.6% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$500
Median Lender Credits
$250
Cost Rank (500+ vol.)
#9
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,973 | 6.250% | $1,912 | $500 |
| va | 89 | 5.750% | $3,988 | $500 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,829 | 6.125% | — | 229 | −$86 | |
| 2 | $1,842 | 6.500% | — | 9 | −$73 | |
| 3 | $1,873 | 6.250% | — | 91 | −$42 | |
| 4 | $1,874 | 6.250% | — | 388 | −$41 | |
| 5 | $1,903 | 6.375% | — | 70 | −$12 | |
| 6 | $1,906 | 6.375% | — | 508 | −$9 | |
| 7 | $1,906 | 6.250% | — | 39 | −$9 | |
| 8 | $1,910 | 6.250% | — | 41 | −$5 | |
| 9 | $1,915 | 6.250% | — | 111 | +$0 | |
| 10 | $1,920 | 6.625% | — | 37 | +$5 | |
| 11 | $1,927 | 6.250% | — | 17 | +$12 | |
| 12 | $1,936 | 6.250% | — | 23 | +$21 | |
| 13 | $1,943 | 6.250% | — | 18 | +$28 | |
| 14 | $1,949 | 6.375% | — | 11 | +$34 | |
| 15 | $1,962 | 5.938% | — | 10 | +$47 | |
| 16 | $1,967 | 6.125% | — | 12 | +$52 | |
| 17 | $1,977 | 6.375% | — | 140 | +$62 | |
| 18 | $1,978 | 6.375% | — | 44 | +$63 | |
| 19 | $1,981 | 6.250% | — | 21 | +$66 | |
| 20 | $1,988 | 6.124% | — | 40 | +$73 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.