Homebuyers in Cleveland County County who chose NAVY FEDERAL CREDIT UNION paid $2,955 less in closing costs than the county median.
County Median Costs
$5,989
−3.2% vs Oklahoma ($6,187)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,715
Purchase Originations
2,610
Denial Rate
10.5%
vs Oklahoma avg (11.8%)
vs Oklahoma Median
3.2% below
$-198
vs National Median
10.3% below
$-691
41 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,034 | 6.500% | $0 | 21 | −$1,713 | |
| 2 | $3,424 | 6.000% | $1,109 | 18 | −$1,323 | |
| 3 | $3,561 | 6.625% | $500 | 33 | −$1,186 | |
| 4 | $3,764 | 6.250% | $595 | 17 | −$983 | |
| 5 | $3,860 | 6.625% | $1,075 | 30 | −$887 | |
| 6 | $4,070 | 6.625% | $1,845 | 13 | −$678 | |
| 7 | $4,226 | 6.500% | $1,300 | 29 | −$522 | |
| 8 | $4,432 | 6.562% | $1,754 | 66 | −$315 | |
| 9 | $4,493 | 6.990% | $1,508 | 13 | −$254 | |
| 10 | $4,518 | 6.490% | $1,495 | 30 | −$229 | |
| 11 | $4,552 | 6.750% | $1,492 | 154 | −$195 | |
| 12 | $4,554 | 6.500% | $1,430 | 40 | −$193 | |
| 13 | $4,588 | 6.875% | $1,595 | 14 | −$159 | |
| 14 | $4,655 | 6.500% | $1,038 | 27 | −$92 | |
| 15 | $4,743 | 6.250% | $1,680 | 18 | −$4 | |
| 16 | $4,743 | 6.625% | $1,639 | 31 | −$4 | |
| 17 | $4,744 | 6.490% | $1,445 | 14 | −$3 | |
| 18 | $4,781 | 6.625% | $1,645 | 39 | +$34 | |
| 19 | $4,840 | 6.688% | $1,550 | 16 | +$93 | |
| 20 | $4,952 | 6.625% | $2,259 | 91 | +$205 | |
| 21 | $4,993 | 6.000% | $1,480 | 76 | +$246 | |
| 22 | $5,021 | 6.625% | $2,994 | 19 | +$274 | |
| 23 | $5,107 | 6.500% | $1,345 | 45 | +$360 | |
| 24 | $5,137 | 6.500% | $2,478 | 10 | +$390 | |
| 25 | $5,152 | 6.875% | $1,965 | 29 | +$405 |
Includes lenders with 10+ purchase originations in Cleveland County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Oklahoma → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.