Stride Bank, National Association closing costs and rates (2024)
In 2024, Stride Bank, National Association originated 1,307 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $6,041. That ranks #304 nationally by origination volume. For total closing costs among lenders with 500+ originations, Stride Bank, National Association ranks #284. That is $700 below the national median of $6,741. Stride Bank, National Association is most active in Oklahoma with 1,078 originations there.
Purchase Originations
1,307
Ranked #304 nationally
Median Total Costs
$6,041
−10.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,380
Median Lender Credits
$2,445
Cost Rank (500+ vol.)
#284
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 653 | 6.625% | $4,616 | $1,380 |
| fha | 424 | 6.500% | $8,674 | $1,779 |
| va | 196 | 6.188% | $6,512 | $1,380 |
| usda | 34 | 6.375% | $5,712 | $1,779 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Oklahoma | 1,078 | 6.500% | $6,333 | #8 |
| Missouri | 73 | 6.625% | $3,328 | #120 |
| Kansas | 72 | 6.625% | $3,237 | #84 |
| Texas | 29 | 6.375% | $8,125 | — |
| Arkansas | 8 | 6.500% | $8,700 | — |
| Florida | 6 | 6.188% | $9,129 | — |
| Arizona | 5 | 6.750% | $12,146 | — |
| Colorado | 5 | 6.625% | $3,553 | — |
| Iowa | 4 | 6.688% | $6,601 | — |
| Alabama | 3 | 6.750% | $4,322 | — |
| Georgia | 3 | 6.500% | $11,045 | — |
| Virginia | 3 | 5.750% | $7,302 | — |
| Michigan | 2 | 6.500% | $5,598 | — |
| Mississippi | 2 | 6.125% | $11,531 | — |
| North Carolina | 2 | 6.375% | $8,279 | — |
| Tennessee | 2 | 6.500% | $3,841 | — |
| California | 1 | 6.125% | $14,118 | — |
| Kentucky | 1 | 7.125% | $15,526 | — |
| Maryland | 1 | 6.250% | $4,739 | — |
| Nebraska | 1 | 6.625% | $2,813 | — |
| New Mexico | 1 | 6.125% | $3,670 | — |
| Ohio | 1 | 6.500% | $3,724 | — |
| Utah | 1 | 6.625% | $3,786 | — |
| Washington | 1 | 6.500% | $22,881 | — |
| Wisconsin | 1 | 6.250% | $10,305 | — |
| Wyoming | 1 | 6.500% | $3,177 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,091 | 6.688% | — | 34 | −$2,950 | |
| 2 | $3,426 | 6.500% | — | 25 | −$2,615 | |
| 3 | $3,642 | 6.625% | — | 19 | −$2,399 | |
| 4 | $3,951 | 6.562% | — | 14 | −$2,090 | |
| 5 | $4,824 | 7.000% | — | 13 | −$1,217 | |
| 6 | $5,061 | 6.750% | — | 46 | −$980 | |
| 7 | $5,453 | 6.500% | — | 289 | −$588 | |
| 8 | $5,609 | 6.625% | — | 19 | −$432 | |
| 9 | $5,620 | 6.812% | — | 10 | −$421 | |
| 10 | $5,631 | 6.375% | — | 16 | −$410 | |
| 11 | $5,639 | 6.500% | — | 117 | −$402 | |
| 12 | $5,640 | 6.312% | — | 32 | −$401 | |
| 13 | $5,905 | 6.688% | — | 10 | −$136 | |
| 14 | $6,012 | 6.625% | — | 12 | −$29 | |
| 15 | $6,845 | 6.625% | — | 136 | +$804 | |
| 16 | $7,206 | 6.000% | — | 182 | +$1,165 | |
| 17 | $7,391 | 6.188% | — | 10 | +$1,350 | |
| 18 | $7,625 | 6.500% | — | 40 | +$1,584 | |
| 19 | $8,368 | 6.625% | — | 29 | +$2,327 | |
| 20 | $9,086 | 6.562% | — | 14 | +$3,045 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.