Stifel Bank and Trust closing costs and rates (2024)
In 2024, Stifel Bank and Trust originated 1,969 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $3,298. That ranks #227 nationally by origination volume. For total closing costs among lenders with 500+ originations, Stifel Bank and Trust ranks #65. That is $3,443 below the national median of $6,741. Stifel Bank and Trust is most active in Missouri with 855 originations there.
Purchase Originations
1,969
Ranked #227 nationally
Median Total Costs
$3,298
−51.1% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$495
Median Lender Credits
$150
Cost Rank (500+ vol.)
#65
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,829 | 6.250% | $3,218 | $495 |
| fha | 89 | 6.250% | $7,874 | $634 |
| va | 49 | 6.125% | $6,216 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 855 | 6.375% | $2,979 | #16 |
| Florida | 103 | 6.125% | $4,437 | #244 |
| California | 90 | 6.125% | $5,665 | #208 |
| Texas | 78 | 6.125% | $4,267 | #301 |
| Illinois | 67 | 6.250% | $2,866 | #171 |
| Georgia | 54 | 6.125% | $3,751 | #196 |
| Pennsylvania | 46 | 6.125% | $4,439 | — |
| New York | 42 | 6.125% | $4,548 | — |
| North Carolina | 39 | 6.250% | $3,214 | — |
| Arizona | 38 | 6.125% | $4,301 | — |
| New Jersey | 38 | 6.125% | $5,493 | — |
| Indiana | 37 | 6.250% | $2,064 | — |
| Alabama | 35 | 6.250% | $2,720 | — |
| Colorado | 35 | 6.125% | $2,653 | — |
| Ohio | 35 | 6.250% | $3,050 | — |
| South Carolina | 33 | 6.125% | $3,578 | — |
| Tennessee | 28 | 6.125% | $3,653 | — |
| Minnesota | 27 | 6.250% | $3,097 | — |
| Washington | 24 | 6.250% | $3,885 | — |
| Michigan | 20 | 6.188% | $3,052 | — |
| Oregon | 19 | 6.250% | $4,714 | — |
| Virginia | 19 | 6.250% | $4,025 | — |
| Maryland | 16 | 6.125% | $4,042 | — |
| Idaho | 15 | 6.375% | $4,520 | — |
| Massachusetts | 15 | 6.375% | $4,963 | — |
| Montana | 14 | 6.375% | $3,142 | — |
| Utah | 14 | 6.062% | $3,808 | — |
| Nevada | 12 | 6.062% | $3,955 | — |
| Wisconsin | 12 | 6.438% | $2,207 | — |
| Arkansas | 11 | 6.375% | $2,644 | — |
| Kansas | 11 | 6.000% | $2,233 | — |
| Mississippi | 11 | 6.500% | $3,198 | — |
| Oklahoma | 9 | 6.375% | $3,272 | — |
| Iowa | 8 | 6.312% | $2,207 | — |
| Connecticut | 7 | 6.125% | $4,306 | — |
| North Dakota | 7 | 6.375% | $2,738 | — |
| Louisiana | 6 | 6.688% | $4,029 | — |
| New Mexico | 6 | 6.250% | $3,243 | — |
| Hawaii | 4 | 6.062% | $4,463 | — |
| Kentucky | 4 | 6.500% | $2,955 | — |
| Maine | 4 | 6.125% | $2,925 | — |
| South Dakota | 4 | 6.188% | $2,094 | — |
| West Virginia | 4 | 6.250% | $3,226 | — |
| District of Columbia | 3 | 6.375% | $5,535 | — |
| Nebraska | 3 | 6.500% | $2,306 | — |
| Delaware | 2 | 6.062% | $4,028 | — |
| New Hampshire | 2 | 6.438% | $2,854 | — |
| Wyoming | 2 | 6.062% | $3,795 | — |
| Vermont | 1 | 6.625% | $4,843 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,848 | 6.500% | — | 14 | −$1,450 | |
| 2 | $2,037 | 6.500% | — | 11 | −$1,261 | |
| 3 | $2,229 | 6.188% | — | 10 | −$1,069 | |
| 4 | $2,785 | 6.375% | — | 40 | −$513 | |
| 5 | $2,805 | 6.375% | — | 91 | −$493 | |
| 6 | $2,832 | 6.250% | — | 17 | −$466 | |
| 7 | $2,869 | 6.500% | — | 236 | −$429 | |
| 8 | $3,134 | 6.375% | — | 436 | −$164 | |
| 9 | $3,166 | 6.188% | — | 10 | −$132 | |
| 10 | $3,188 | 6.000% | — | 11 | −$110 | |
| 11 | $3,532 | 6.125% | — | 9 | +$234 | |
| 12 | $3,960 | 6.125% | — | 9 | +$662 | |
| 13 | $4,168 | 6.125% | — | 9 | +$870 | |
| 14 | $4,211 | 6.375% | — | 10 | +$913 | |
| 15 | $4,418 | 6.250% | — | 13 | +$1,120 | |
| 16 | $4,725 | 6.125% | — | 27 | +$1,427 | |
| 17 | $4,817 | 6.000% | — | 14 | +$1,519 | |
| 18 | $5,304 | 6.125% | — | 16 | +$2,006 | |
| 19 | $8,656 | 6.125% | — | 15 | +$5,358 | |
| 20 | $12,868 | 5.938% | — | 10 | +$9,570 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.