Oakstar Bank closing costs and rates (2024)
In 2024, Oakstar Bank originated 418 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $2,721. That is $4,020 below the national median of $6,741. Oakstar Bank is most active in Missouri with 336 originations there.
Purchase Originations
418
Median Total Costs
$2,721
−59.6% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$840
Median Lender Credits
$37
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 391 | 6.625% | $2,702 | $840 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 336 | 6.500% | $2,709 | #37 |
| Kansas | 57 | 6.625% | $2,550 | #95 |
| Colorado | 9 | 6.875% | $3,166 | — |
| Arkansas | 6 | 6.562% | $3,189 | — |
| Florida | 2 | 6.750% | $4,719 | — |
| Arizona | 1 | 6.625% | $7,416 | — |
| District of Columbia | 1 | 6.990% | $9,142 | — |
| Georgia | 1 | 6.990% | $9,040 | — |
| Illinois | 1 | 6.250% | $2,178 | — |
| Michigan | 1 | 7.000% | $3,527 | — |
| North Dakota | 1 | 6.125% | $6,562 | — |
| Nebraska | 1 | 5.625% | $5,930 | — |
| Texas | 1 | 5.625% | $8,413 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,763 | 6.500% | — | 77 | −$958 | |
| 2 | $1,996 | 6.625% | — | 7 | −$725 | |
| 3 | $2,029 | 7.750% | — | 11 | −$692 | |
| 4 | $2,070 | 8.000% | — | 8 | −$651 | |
| 5 | $2,500 | 6.000% | — | 7 | −$221 | |
| 6 | $2,554 | 6.500% | — | 4 | −$167 | |
| 7 | $2,556 | 6.000% | — | 4 | −$165 | |
| 8 | $2,595 | 6.625% | — | 34 | −$126 | |
| 9 | $2,633 | 6.990% | — | 32 | −$88 | |
| 10 | $2,709 | 6.312% | — | 18 | −$12 | |
| 11 | $2,833 | 6.995% | — | 8 | +$112 | |
| 12 | $2,897 | 6.938% | — | 6 | +$176 | |
| 13 | $2,928 | 6.750% | — | 19 | +$207 | |
| 14 | $3,001 | 6.625% | — | 107 | +$280 | |
| 15 | $3,089 | 5.750% | — | 2 | +$368 | |
| 16 | $3,189 | 6.750% | — | 4 | +$468 | |
| 17 | $3,228 | 6.312% | — | 8 | +$507 | |
| 18 | $3,328 | 6.375% | — | 2 | +$607 | |
| 19 | $3,522 | 3.180% | — | 3 | +$801 | |
| 20 | $4,268 | 6.500% | — | 5 | +$1,547 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.