Homebuyers in Stoddard County County who chose Southern Bank paid $2,302 less in closing costs than the county median.
County Median Costs
$4,492
+5.1% vs Missouri ($4,275)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,495
Purchase Originations
174
Denial Rate
9.2%
vs Missouri avg (7.0%)
vs Missouri Median
5.1% above
$217
vs National Median
32.8% below
$-2,188
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,190 | 6.875% | $625 | 14 | −$647 |
Includes lenders with 10+ purchase originations in Stoddard County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.