Lowest closing cost mortgage lenders in Stoddard County County, Missouri
In Stoddard County, Missouri, homebuyers paid a median of $4,642 in closing costs in 2024 — above the Missouri median of $4,120. The county saw 181 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Southern Bank offered the lowest median costs at $2,056, which is $322 less than the county median.
Homebuyers in Stoddard County County who chose Southern Bank paid $2,586 less in closing costs than the county median.
County Median Costs
$4,642
+12.7% vs Missouri ($4,120)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,395
Purchase Originations
181
vs Missouri Median
12.7% above
$522
vs National Median
31.1% below
$-2,099
Lender rankings in Stoddard County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,056 | 7.125% | $550 | 22 | −$322 |
Includes lenders with 10+ purchase originations in Stoddard County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.