Homebuyers in Cole County County who chose Hawthorn Bank paid $1,201 less in closing costs than the county median.
County Median Costs
$4,091
−4.3% vs Missouri ($4,275)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,307
Purchase Originations
621
Denial Rate
6.2%
vs Missouri avg (7.0%)
vs Missouri Median
4.3% below
$-184
vs National Median
38.8% below
$-2,589
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,890 | 6.312% | $970 | 10 | −$563 | |
| 2 | $3,321 | 6.750% | $1,300 | 99 | −$132 | |
| 3 | $3,344 | 6.490% | $1,230 | 113 | −$109 | |
| 4 | $3,773 | 6.875% | $1,645 | 11 | +$320 | |
| 5 | $7,090 | 6.500% | $5,479 | 60 | +$3,637 | |
| 6 | $8,139 | 6.125% | $5,840 | 19 | +$4,686 |
Includes lenders with 10+ purchase originations in Cole County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.