Lowest closing cost mortgage lenders in Johnson County County, Missouri
In Johnson County, Missouri, homebuyers paid a median of $4,901 in closing costs in 2024 — above the Missouri median of $4,120. The county saw 641 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FAIRWAY INDEPENDENT MORTGAGE CORPORATION offered the lowest median costs at $2,377, which is $538 less than the county median.
Homebuyers in Johnson County County who chose FAIRWAY INDEPENDENT MORTGAGE CORPORATION paid $2,524 less in closing costs than the county median.
County Median Costs
$4,901
+19.0% vs Missouri ($4,120)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,095
Purchase Originations
641
vs Missouri Median
19.0% above
$781
vs National Median
27.3% below
$-1,840
Lender rankings in Johnson County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,377 | 7.125% | $1,000 | 23 | −$538 | |
| 2 | $2,686 | 6.875% | $1,300 | 13 | −$229 | |
| 3 | $2,903 | 6.688% | $1,052 | 56 | −$12 |
Includes lenders with 10+ purchase originations in Johnson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.