LEADERONE FINANCIAL CORPORATION closing costs and rates (2024)
In 2024, LEADERONE FINANCIAL CORPORATION originated 3,527 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $7,223. That ranks #133 nationally by origination volume. For total closing costs among lenders with 500+ originations, LEADERONE FINANCIAL CORPORATION ranks #384. That is $482 above the national median of $6,741. LEADERONE FINANCIAL CORPORATION is most active in Missouri with 728 originations there.
Purchase Originations
3,527
Ranked #133 nationally
Median Total Costs
$7,223
+7.2% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,634
Median Lender Credits
$70
Cost Rank (500+ vol.)
#384
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,897 | 6.990% | $5,417 | $2,195 |
| fha | 1,213 | 6.625% | $10,247 | $3,145 |
| va | 313 | 6.750% | $8,018 | $2,672 |
| usda | 104 | 6.624% | $6,090 | $1,789 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 728 | 6.625% | $6,242 | #17 |
| Illinois | 382 | 6.990% | $6,872 | #58 |
| Florida | 350 | 6.625% | $8,204 | #116 |
| Kansas | 285 | 6.750% | $6,226 | #21 |
| Maine | 182 | 6.990% | $5,076 | #15 |
| California | 180 | 6.625% | $12,475 | #153 |
| Indiana | 159 | 6.875% | $5,896 | #92 |
| Washington | 148 | 6.990% | $8,034 | #84 |
| Texas | 138 | 6.875% | $10,250 | #237 |
| Alabama | 127 | 6.875% | $7,090 | #74 |
| Tennessee | 112 | 6.625% | $9,402 | #116 |
| Georgia | 109 | 6.625% | $8,317 | #134 |
| Massachusetts | 79 | 6.990% | $5,604 | #107 |
| Michigan | 73 | 6.750% | $5,860 | #126 |
| Colorado | 72 | 6.875% | $9,646 | #121 |
| Nevada | 63 | 6.875% | $9,156 | #87 |
| Arkansas | 49 | 6.750% | $7,162 | — |
| Ohio | 42 | 6.625% | $7,984 | — |
| Oregon | 42 | 7.125% | $7,204 | — |
| Arizona | 33 | 6.875% | $5,508 | — |
| Kentucky | 32 | 6.625% | $6,797 | — |
| Wisconsin | 25 | 6.990% | $4,975 | — |
| Pennsylvania | 18 | 6.990% | $9,350 | — |
| Mississippi | 12 | 6.995% | $7,574 | — |
| South Carolina | 12 | 6.625% | $9,687 | — |
| Maryland | 11 | 6.750% | $13,433 | — |
| North Carolina | 11 | 6.750% | $9,984 | — |
| Minnesota | 9 | 6.625% | $6,791 | — |
| Virginia | 8 | 6.688% | $13,314 | — |
| Connecticut | 6 | 6.875% | $5,815 | — |
| Iowa | 6 | 6.812% | $5,113 | — |
| New Hampshire | 6 | 6.490% | $4,468 | — |
| Idaho | 5 | 6.500% | $7,342 | — |
| Oklahoma | 5 | 6.625% | $6,194 | — |
| Rhode Island | 4 | 6.625% | $4,807 | — |
| Delaware | 1 | 7.375% | $4,936 | — |
| Montana | 1 | 7.500% | $4,735 | — |
| South Dakota | 1 | 6.500% | $4,164 | — |
| Wyoming | 1 | 6.875% | $9,701 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,317 | 6.875% | — | 45 | −$2,906 | |
| 2 | $4,884 | 7.124% | — | 103 | −$2,339 | |
| 3 | $5,409 | 6.875% | — | 90 | −$1,814 | |
| 4 | $5,958 | 6.750% | — | 46 | −$1,265 | |
| 5 | $6,270 | 6.625% | — | 38 | −$953 | |
| 6 | $6,281 | 6.625% | — | 216 | −$942 | |
| 7 | $6,696 | 6.990% | — | 43 | −$527 | |
| 8 | $6,886 | 6.625% | — | 132 | −$337 | |
| 9 | $6,938 | 6.750% | — | 44 | −$285 | |
| 10 | $6,943 | 6.750% | — | 128 | −$280 | |
| 11 | $7,050 | 6.750% | — | 38 | −$173 | |
| 12 | $7,155 | 6.990% | — | 168 | −$68 | |
| 13 | $7,786 | 6.625% | — | 90 | +$563 | |
| 14 | $7,882 | 6.812% | — | 34 | +$659 | |
| 15 | $8,119 | 6.500% | — | 36 | +$896 | |
| 16 | $8,624 | 6.500% | — | 31 | +$1,401 | |
| 17 | $8,627 | 6.750% | — | 42 | +$1,404 | |
| 18 | $10,642 | 6.812% | — | 40 | +$3,419 | |
| 19 | $10,739 | 6.933% | — | 42 | +$3,516 | |
| 20 | $12,390 | 6.625% | — | 90 | +$5,167 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.