Lowest closing cost mortgage lenders in Phelps County County, Missouri
In Phelps County, Missouri, homebuyers paid a median of $4,590 in closing costs in 2024 — above the Missouri median of $4,120. The county saw 270 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, U.S. Bank National Association offered the lowest median costs at $2,674, which is $916 less than the county median.
Homebuyers in Phelps County County who chose U.S. Bank National Association paid $1,916 less in closing costs than the county median.
County Median Costs
$4,590
+11.4% vs Missouri ($4,120)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,718
Purchase Originations
270
vs Missouri Median
11.4% above
$470
vs National Median
31.9% below
$-2,151
Lender rankings in Phelps County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,674 | 6.500% | $995 | 14 | −$916 | |
| 2 | $3,337 | 6.625% | $1,334 | 12 | −$253 | |
| 3 | $3,447 | 6.933% | $1,924 | 10 | −$143 | |
| 4 | $3,530 | 6.750% | $1,550 | 18 | −$60 | |
| 5 | $4,325 | 6.625% | $2,823 | 14 | +$735 |
Includes lenders with 10+ purchase originations in Phelps County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.