Homebuyers in Phelps County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,004 less in closing costs than the county median.
County Median Costs
$4,643
+8.6% vs Missouri ($4,275)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,601
Purchase Originations
347
Denial Rate
13.6%
vs Missouri avg (7.0%)
vs Missouri Median
8.6% above
$368
vs National Median
30.5% below
$-2,037
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,324 | 6.750% | $1,420 | 19 | −$112 | |
| 2 | $3,363 | 6.250% | $1,420 | 16 | −$73 | |
| 3 | $4,482 | 6.750% | $2,539 | 19 | +$1,046 |
Includes lenders with 10+ purchase originations in Phelps County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.