What are the average closing costs in Platte County County?

In Platte County County, the median total loan costs on purchase mortgages were $3,691 in 2024, based on 1,208 originations.

Which lender has the lowest closing costs in Platte County County?

Among lenders with 10+ originations in Platte County County, JPMorgan Chase Bank, National Association had the lowest median total closing costs at $1,720 in 2024.

How do closing costs in Platte County County compare to Missouri?

Platte County County closing costs (median $3,691) are 10.4% below the Missouri state median of $4,120.

Lowest closing cost mortgage lenders in Platte County County, Missouri

In Platte County, Missouri, homebuyers paid a median of $3,691 in closing costs in 2024 — below the Missouri median of $4,120. The county saw 1,208 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, JPMorgan Chase Bank, National Association offered the lowest median costs at $1,720, which is $1,602 less than the county median.

Homebuyers in Platte County County who chose JPMorgan Chase Bank, National Association paid $1,971 less in closing costs than the county median.

County Median Costs

$3,691

−10.4% vs Missouri ($4,120)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,490

Purchase Originations

1,208

vs Missouri Median

10.4% below

$-429

vs National Median

45.3% below

$-3,050

Lender rankings in Platte County County

26 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	JPMorgan Chase Bank, National Association	$1,720	6.312%	$202	14	−$1,602
2	NAVY FEDERAL CREDIT UNION	$1,832	6.250%	$0	12	−$1,490
3	NBKC BANK	$2,184	6.500%	$250	18	−$1,138
4	Commerce Bank	$2,346	6.812%	$600	16	−$976
5	Flagstar Bank, National Association	$2,365	6.625%	$995	14	−$957
6	U.S. Bank National Association	$2,863	6.500%	$995	21	−$459
7	Capitol Federal Savings Bank	$3,000	6.375%	$1,300	22	−$322
8	The Central Trust Bank	$3,050	6.990%	$1,175	15	−$272
9	FLAT BRANCH MORTGAGE, INC.	$3,072	6.625%	$995	39	−$250
10	COMMUNITYAMERICA FEDERAL CREDIT UNION	$3,103	6.500%	$895	87	−$219
11	First Federal Bank of Kansas City	$3,133	6.875%	$1,020	16	−$189
12	Arvest Bank	$3,217	6.812%	$1,195	24	−$105
13	First Bank	$3,261	6.625%	$1,315	11	−$61
14	First State Bank of St. Charles, Missouri	$3,365	6.625%	$1,591	22	+$43
15	M SQUARED FINANCIAL LLC	$3,475	6.375%	$1,349	11	+$153
16	ROCKET MORTGAGE, LLC	$3,576	6.625%	$2,709	40	+$254
17	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$3,613	6.990%	$1,818	73	+$291
18	CROSSCOUNTRY MORTGAGE, LLC	$3,637	6.990%	$1,969	10	+$315
19	Prosperity Home Mortgage, LLC	$3,683	7.000%	$1,740	14	+$361
20	PRIMELENDING, A PLAINSCAPITAL COMPANY	$3,726	6.875%	$1,490	70	+$404
21	GUILD MORTGAGE COMPANY LLC	$3,740	6.990%	$2,356	20	+$418
22	LEADERONE FINANCIAL CORPORATION	$3,744	6.875%	$1,523	33	+$422
23	UNITED WHOLESALE MORTGAGE, LLC	$4,715	6.998%	$3,070	53	+$1,393
24	HALLMARK HOME MORTGAGE, LLC	$5,074	7.125%	$2,994	11	+$1,752
25	CLICK N' CLOSE, INC.	$6,591	7.125%	$8,374	10	+$3,269

Includes lenders with 10+ purchase originations in Platte County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.