Capitol Federal Savings Bank closing costs and rates (2024)
In 2024, Capitol Federal Savings Bank originated 754 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $2,997. That ranks #479 nationally by origination volume. For total closing costs among lenders with 500+ originations, Capitol Federal Savings Bank ranks #47. That is $3,744 below the national median of $6,741. Capitol Federal Savings Bank is most active in Kansas with 624 originations there.
Purchase Originations
754
Ranked #479 nationally
Median Total Costs
$2,997
−55.5% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$1,300
Median Lender Credits
$200
Cost Rank (500+ vol.)
#47
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 753 | 6.375% | $2,997 | $1,300 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,381 | 6.312% | — | 4 | −$616 | |
| 2 | $2,458 | 6.375% | — | 6 | −$539 | |
| 3 | $2,500 | 6.562% | — | 4 | −$497 | |
| 4 | $2,568 | 6.375% | — | 38 | −$429 | |
| 5 | $2,574 | 6.500% | — | 4 | −$423 | |
| 6 | $2,706 | 6.500% | — | 19 | −$291 | |
| 7 | $2,711 | 6.375% | — | 6 | −$286 | |
| 8 | $2,726 | 6.375% | — | 4 | −$271 | |
| 9 | $2,737 | 5.750% | — | 4 | −$260 | |
| 10 | $2,777 | 6.375% | — | 93 | −$220 | |
| 11 | $2,852 | 6.500% | — | 31 | −$145 | |
| 12 | $2,886 | 6.125% | — | 13 | −$111 | |
| 13 | $3,000 | 6.375% | — | 22 | +$3 | |
| 14 | $3,044 | 6.375% | — | 56 | +$47 | |
| 15 | $3,102 | 6.375% | — | 268 | +$105 | |
| 16 | $3,122 | 6.375% | — | 120 | +$125 | |
| 17 | $3,211 | 6.500% | — | 21 | +$214 | |
| 18 | $3,639 | 6.375% | — | 9 | +$642 | |
| 19 | $10,194 | 6.125% | — | 3 | +$7,197 | |
| 20 | $15,814 | 6.312% | — | 10 | +$12,817 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.