COMMUNITYAMERICA FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, COMMUNITYAMERICA FEDERAL CREDIT UNION originated 2,102 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,139. That ranks #211 nationally by origination volume. For total closing costs among lenders with 500+ originations, COMMUNITYAMERICA FEDERAL CREDIT UNION ranks #54. That is $3,602 below the national median of $6,741. COMMUNITYAMERICA FEDERAL CREDIT UNION is most active in Missouri with 1,096 originations there.
Purchase Originations
2,102
Ranked #211 nationally
Median Total Costs
$3,139
−53.4% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$895
Median Lender Credits
$430
Cost Rank (500+ vol.)
#54
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,876 | 6.500% | $3,035 | $895 |
| fha | 160 | 6.625% | $8,333 | $1,215 |
| va | 59 | 6.500% | $3,245 | $895 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 1,096 | 6.500% | $3,024 | #13 |
| Kansas | 895 | 6.375% | $3,165 | #5 |
| Texas | 18 | 6.562% | $5,048 | — |
| Florida | 13 | 6.625% | $5,453 | — |
| Illinois | 9 | 6.625% | $6,024 | — |
| Colorado | 6 | 6.375% | $3,519 | — |
| Arkansas | 5 | 6.125% | $3,172 | — |
| Tennessee | 5 | 7.000% | $4,253 | — |
| Washington | 5 | 6.375% | $5,013 | — |
| Ohio | 4 | 6.375% | $4,279 | — |
| Arizona | 3 | 6.625% | $5,991 | — |
| California | 3 | 7.000% | $4,254 | — |
| Georgia | 3 | 6.375% | $5,093 | — |
| Indiana | 3 | 6.375% | $2,758 | — |
| Michigan | 3 | 7.000% | $3,720 | — |
| North Carolina | 3 | 6.625% | $4,161 | — |
| Nebraska | 3 | 6.125% | $3,385 | — |
| Oklahoma | 3 | 6.625% | $4,572 | — |
| Minnesota | 2 | 6.625% | $3,469 | — |
| Mississippi | 2 | 6.375% | $4,950 | — |
| South Carolina | 2 | 6.562% | $3,876 | — |
| Wisconsin | 2 | 6.312% | $2,596 | — |
| Wyoming | 2 | 6.625% | $4,343 | — |
| Alaska | 1 | 7.125% | $5,444 | — |
| Alabama | 1 | 6.375% | $2,962 | — |
| Connecticut | 1 | 5.375% | $3,659 | — |
| District of Columbia | 1 | 6.750% | $6,187 | — |
| Iowa | 1 | 5.875% | $2,723 | — |
| Massachusetts | 1 | 7.125% | $5,922 | — |
| North Dakota | 1 | 6.500% | $3,109 | — |
| New Mexico | 1 | 6.125% | $8,539 | — |
| Oregon | 1 | 6.875% | $4,557 | — |
| Pennsylvania | 1 | 6.375% | $8,957 | — |
| South Dakota | 1 | 6.125% | $3,215 | — |
| Virginia | 1 | 5.875% | $4,032 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,660 | 6.688% | — | 14 | −$479 | |
| 2 | $2,812 | 6.562% | — | 14 | −$327 | |
| 3 | $2,838 | 6.500% | — | 12 | −$301 | |
| 4 | $2,904 | 6.500% | — | 281 | −$235 | |
| 5 | $2,934 | 6.500% | — | 111 | −$205 | |
| 6 | $3,011 | 6.500% | — | 534 | −$128 | |
| 7 | $3,050 | 6.375% | — | 65 | −$89 | |
| 8 | $3,072 | 6.625% | — | 22 | −$67 | |
| 9 | $3,187 | 6.375% | — | 99 | +$48 | |
| 10 | $3,196 | 6.375% | — | 648 | +$57 | |
| 11 | $3,264 | 6.625% | — | 7 | +$125 | |
| 12 | $3,293 | 6.625% | — | 45 | +$154 | |
| 13 | $3,351 | 6.125% | — | 4 | +$212 | |
| 14 | $3,387 | 6.500% | — | 9 | +$248 | |
| 15 | $3,458 | 6.500% | — | 21 | +$319 | |
| 16 | $3,578 | 6.625% | — | 17 | +$439 | |
| 17 | $3,838 | 6.625% | — | 4 | +$699 | |
| 18 | $4,193 | 6.375% | — | 6 | +$1,054 | |
| 19 | $4,700 | 6.625% | — | 4 | +$1,561 | |
| 20 | $5,213 | 6.625% | — | 6 | +$2,074 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.