Lowest closing cost mortgage lenders in Callaway County County, Missouri
In Callaway County, Missouri, homebuyers paid a median of $4,042 in closing costs in 2024 — near the Missouri median of $4,120. The county saw 315 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, The Central Trust Bank offered the lowest median costs at $3,082, which is $130 less than the county median.
Homebuyers in Callaway County County who chose The Central Trust Bank paid $960 less in closing costs than the county median.
County Median Costs
$4,042
−1.9% vs Missouri ($4,120)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,322
Purchase Originations
315
vs Missouri Median
1.9% below
$-78
vs National Median
40.0% below
$-2,699
Lender rankings in Callaway County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,082 | 6.875% | $1,300 | 42 | −$130 | |
| 2 | $3,176 | 6.625% | $995 | 52 | −$36 | |
| 3 | $4,288 | 6.562% | $2,048 | 10 | +$1,076 | |
| 4 | $6,687 | 6.562% | $5,073 | 14 | +$3,475 |
Includes lenders with 10+ purchase originations in Callaway County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.