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Lowest closing cost mortgage lenders in Jackson County County, Missouri

In Jackson County, Missouri, homebuyers paid a median of $3,954 in closing costs in 2024 — below the Missouri median of $4,120. The county saw 7,644 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Oakstar Bank offered the lowest median costs at $1,721, which is $1,562 less than the county median.

Homebuyers in Jackson County County who chose Oakstar Bank paid $2,233 less in closing costs than the county median.

County Median Costs

$3,954

−4.0% vs Missouri ($4,120)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,571

Purchase Originations

7,644

vs Missouri Median

4.0% below

$-166

vs National Median

41.3% below

$-2,787

Lender rankings in Jackson County County

80 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$1,7216.500%$14073−$1,562
2$1,8686.625%$031−$1,415
3$2,1546.500%$250113−$1,129
4$2,2007.000%$82455−$1,083
5$2,2365.875%$1,10362−$1,047
6$2,2546.500%$1,36011−$1,029
7$2,3336.495%$41416−$950
8$2,4676.125%$81510−$816
9$2,4826.312%$87520−$802
10$2,5886.625%$1,14041−$696
11$2,6447.375%$1,05023−$639
12$2,7696.562%$1,30810−$514
13$2,8216.750%$1,12517−$462
14$2,8246.875%$1,100113−$459
15$2,8866.625%$1,53029−$397
16$2,9026.625%$1,29015−$381
17$2,9116.933%$1,39540−$372
18$2,9436.500%$895470−$340
19$2,9446.562%$1,50782−$339
20$2,9756.875%$1,175140−$308
21$2,9886.500%$1,095145−$296
22$2,9896.875%$99525−$294
23$2,9906.433%$99514−$293
24$3,0086.625%$1,375182−$275
25$3,0446.375%$1,35056−$238
26$3,0486.875%$1,46521−$235
27$3,1006.875%$1,19640−$183
28$3,1186.750%$1,195143−$165
29$3,1206.625%$1,315121−$163
30$3,1586.490%$1,482100−$125
31$3,2427.062%$4,32418−$41
32$3,2887.000%$1,445146+$5
33$3,2957.000%$1,61226+$12
34$3,3276.688%$1,817132+$44
35$3,3406.625%$99511+$57
36$3,3486.625%$1,34993+$65
37$3,3806.625%$1,734327+$97
38$3,3886.625%$1,64035+$105
39$3,4216.625%$1,514316+$138
40$3,4376.625%$1,98448+$154
41$3,4746.938%$1,49620+$191
42$3,4876.688%$1,55716+$204
43$3,5196.500%$1,69520+$236
44$3,6036.750%$2,58717+$320
45$3,6296.500%$1,76110+$346
46$3,7347.250%$2,22615+$451
47$3,7906.625%$2,25842+$507
48$3,8686.990%$2,234106+$585
49$3,8836.812%$2,07822+$600
50$3,9166.625%$2,28810+$634
51$4,0126.750%$2,68614+$729
52$4,0276.625%$2,46416+$744
53$4,0846.625%$2,410201+$800
54$4,0877.000%$2,57163+$804
55$4,0966.500%$1,93520+$813
56$4,1146.625%$2,52951+$831
57$4,1366.875%$1,95718+$853
58$4,1706.875%$2,168112+$887
59$4,1836.624%$2,23826+$900
60$4,1976.250%$2,26415+$914
61$4,3156.990%$2,73313+$1,032
62$4,3156.990%$2,87619+$1,032
63$4,3596.750%$2,790175+$1,076
64$4,4296.933%$2,56814+$1,146
65$4,4926.875%$2,76796+$1,209
66$4,6056.875%$2,94427+$1,322
67$4,7256.625%$2,70027+$1,442
68$4,8176.875%$2,86420+$1,534
69$5,0047.125%$2,85519+$1,721
70$5,4416.999%$3,170253+$2,158
71$5,9586.625%$4,12021+$2,675
72$6,0117.125%$4,28629+$2,728
73$7,2026.625%$6,05215+$3,919
74$7,3846.875%$5,02612+$4,101
75$10,7616.875%$8,37111+$7,478

Includes lenders with 10+ purchase originations in Jackson County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.