Purchase Originations
559
Ranked #588 nationally
Median Total Costs
$2,577
−61.4% vs national ($6,680)
↑ $202 vs prior year
Median Rate
6.250%
−3.7% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$875
Median Lender Credits
$225
Cost Rank (500+ vol.)
#28
among lenders with 500+ originations
Denial Rate
2.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 357 | 6.250% | $2,370 | $875 |
| fha | 76 | 6.250% | $5,902 | $875 |
| va | 63 | 6.250% | $4,934 | $0 |
| usda | 63 | 6.250% | $3,804 | $875 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,275 | 6.500% | — | 7 | −$302 | |
| 2 | $2,280 | 6.250% | — | 71 | −$297 | |
| 3 | $2,340 | 6.250% | — | 25 | −$237 | |
| 4 | $2,389 | 6.250% | — | 15 | −$188 | |
| 5 | $2,449 | 6.250% | — | 9 | −$128 | |
| 6 | $2,461 | 6.188% | — | 10 | −$116 | |
| 7 | $2,489 | 6.125% | — | 56 | −$88 | |
| 8 | $2,509 | 6.375% | — | 59 | −$68 | |
| 9 | $2,525 | 6.250% | — | 35 | −$52 | |
| 10 | $2,545 | 6.125% | — | 21 | −$32 | |
| 11 | $2,552 | 6.125% | — | 8 | −$25 | |
| 12 | $2,572 | 6.375% | — | 13 | −$5 | |
| 13 | $2,900 | 6.625% | — | 5 | +$323 | |
| 14 | $3,080 | 6.375% | — | 21 | +$503 | |
| 15 | $3,170 | 6.000% | — | 5 | +$593 | |
| 16 | $3,609 | 6.500% | — | 9 | +$1,032 | |
| 17 | $3,713 | 6.250% | — | 36 | +$1,136 | |
| 18 | $3,899 | 6.562% | — | 4 | +$1,322 | |
| 19 | $4,082 | 6.250% | — | 86 | +$1,505 | |
| 20 | $6,277 | 6.375% | — | 5 | +$3,700 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Landmark National Bank | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $225,000 | $335,000 | −$110,000 (−32.8%) |
| Median total closing costs | $2,577 | $7,127 | −$4,550 (−63.8%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.