NBH Bank closing costs and rates (2024)
In 2024, NBH Bank originated 934 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,822. That ranks #393 nationally by origination volume. For total closing costs among lenders with 500+ originations, NBH Bank ranks #103. That is $2,919 below the national median of $6,741. NBH Bank is most active in Kansas with 330 originations there.
Purchase Originations
934
Ranked #393 nationally
Median Total Costs
$3,822
−43.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,050
Median Lender Credits
$80
Cost Rank (500+ vol.)
#103
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 564 | 6.750% | $3,196 | $1,183 |
| fha | 227 | 6.250% | $5,852 | $259 |
| va | 133 | 6.250% | $4,562 | $552 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Kansas | 330 | 6.500% | $3,039 | #17 |
| Colorado | 296 | 6.625% | $4,344 | #57 |
| Missouri | 104 | 6.750% | $2,742 | #96 |
| Texas | 83 | 7.000% | $7,045 | #294 |
| Utah | 31 | 8.150% | $8,509 | — |
| Wyoming | 14 | 6.812% | $4,162 | — |
| Idaho | 12 | 6.625% | $5,722 | — |
| New Mexico | 8 | 7.622% | $7,324 | — |
| Florida | 6 | 6.562% | $5,056 | — |
| North Carolina | 4 | 6.812% | $4,004 | — |
| Oklahoma | 4 | 6.620% | $5,273 | — |
| Arizona | 3 | 6.125% | $3,460 | — |
| Georgia | 3 | 6.250% | $6,105 | — |
| Illinois | 3 | 6.250% | $6,796 | — |
| Minnesota | 3 | 5.750% | $2,744 | — |
| Oregon | 3 | 6.500% | $5,718 | — |
| South Carolina | 3 | 6.750% | $4,615 | — |
| Tennessee | 3 | 7.125% | $4,678 | — |
| Virginia | 3 | 6.625% | $5,660 | — |
| Alabama | 2 | 5.500% | $5,228 | — |
| Montana | 2 | 6.375% | $10,269 | — |
| Nebraska | 2 | 6.688% | $2,871 | — |
| Washington | 2 | 6.500% | $18,394 | — |
| Arkansas | 1 | 6.375% | $1,110 | — |
| California | 1 | 6.625% | $4,679 | — |
| Connecticut | 1 | 5.750% | $14,811 | — |
| Kentucky | 1 | 7.000% | $1,545 | — |
| Louisiana | 1 | 6.625% | $0 | — |
| Massachusetts | 1 | 7.125% | $6,353 | — |
| New Hampshire | 1 | 7.125% | $4,995 | — |
| New York | 1 | 6.125% | $4,870 | — |
| Ohio | 1 | 6.750% | $4,011 | — |
| West Virginia | 1 | 7.625% | $5,328 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,699 | 6.500% | — | 16 | −$1,123 | |
| 2 | $2,733 | 6.933% | — | 32 | −$1,089 | |
| 3 | $2,741 | 6.500% | — | 76 | −$1,081 | |
| 4 | $2,876 | 6.625% | — | 13 | −$946 | |
| 5 | $3,020 | 6.490% | — | 67 | −$802 | |
| 6 | $3,086 | 6.375% | — | 63 | −$736 | |
| 7 | $3,150 | 6.688% | — | 18 | −$672 | |
| 8 | $3,288 | 6.500% | — | 11 | −$534 | |
| 9 | $3,503 | 6.990% | — | 11 | −$319 | |
| 10 | $3,792 | 6.812% | — | 12 | −$30 | |
| 11 | $3,813 | 7.125% | — | 9 | −$9 | |
| 12 | $3,995 | 6.688% | — | 14 | +$173 | |
| 13 | $4,180 | 6.250% | — | 150 | +$358 | |
| 14 | $4,206 | 6.125% | — | 10 | +$384 | |
| 15 | $4,518 | 6.562% | — | 10 | +$696 | |
| 16 | $4,818 | 6.490% | — | 28 | +$996 | |
| 17 | $6,837 | 7.000% | — | 10 | +$3,015 | |
| 18 | $7,162 | 6.875% | — | 11 | +$3,340 | |
| 19 | $11,526 | 7.995% | — | 10 | +$7,704 | |
| 20 | $11,625 | 8.525% | — | 9 | +$7,803 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.