First National Bank of Omaha closing costs and rates (2024)
In 2024, First National Bank of Omaha originated 1,929 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,476. That ranks #232 nationally by origination volume. For total closing costs among lenders with 500+ originations, First National Bank of Omaha ranks #72. That is $3,265 below the national median of $6,741. First National Bank of Omaha is most active in Nebraska with 1,138 originations there.
Purchase Originations
1,929
Ranked #232 nationally
Median Total Costs
$3,476
−48.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,314
Median Lender Credits
$499
Cost Rank (500+ vol.)
#72
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,598 | 6.625% | $3,312 | $1,362 |
| fha | 233 | 6.500% | $6,906 | $1,280 |
| va | 81 | 6.500% | $4,292 | $1,280 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Nebraska | 1,138 | 6.625% | $3,270 | #3 |
| Illinois | 203 | 7.000% | $4,500 | #97 |
| South Dakota | 133 | 6.500% | $5,060 | #18 |
| Iowa | 108 | 6.625% | $3,750 | #57 |
| Colorado | 106 | 6.875% | $3,619 | #100 |
| Kansas | 93 | 6.750% | $2,896 | #70 |
| Missouri | 83 | 6.875% | $2,596 | #110 |
| Wyoming | 15 | 6.750% | $5,561 | — |
| Texas | 11 | 6.875% | $6,586 | — |
| Wisconsin | 8 | 7.000% | $3,398 | — |
| Florida | 4 | 6.500% | $6,482 | — |
| Arizona | 3 | 6.875% | $5,012 | — |
| Minnesota | 3 | 6.500% | $5,089 | — |
| Indiana | 2 | 7.000% | $2,619 | — |
| Kentucky | 2 | 6.750% | $5,333 | — |
| Maryland | 2 | 6.562% | $3,505 | — |
| Michigan | 2 | 6.875% | $1,947 | — |
| Oklahoma | 2 | 6.750% | $3,970 | — |
| Oregon | 2 | 6.750% | $4,291 | — |
| Alaska | 1 | 6.375% | $3,656 | — |
| Montana | 1 | 6.125% | $4,374 | — |
| North Carolina | 1 | 6.875% | $3,449 | — |
| New Jersey | 1 | 6.875% | $3,344 | — |
| New York | 1 | 6.875% | $2,845 | — |
| Pennsylvania | 1 | 7.250% | $11,089 | — |
| South Carolina | 1 | 7.125% | $4,366 | — |
| Tennessee | 1 | 6.875% | $3,585 | — |
| Washington | 1 | 6.625% | $4,395 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,631 | 7.125% | — | 19 | −$1,845 | |
| 2 | $2,409 | 6.938% | — | 60 | −$1,067 | |
| 3 | $2,971 | 6.625% | — | 57 | −$505 | |
| 4 | $3,144 | 6.500% | — | 33 | −$332 | |
| 5 | $3,156 | 6.625% | — | 62 | −$320 | |
| 6 | $3,174 | 6.625% | — | 203 | −$302 | |
| 7 | $3,198 | 6.625% | — | 79 | −$278 | |
| 8 | $3,203 | 6.625% | — | 481 | −$273 | |
| 9 | $3,305 | 6.625% | — | 34 | −$171 | |
| 10 | $3,468 | 6.875% | — | 33 | −$8 | |
| 11 | $3,512 | 6.875% | — | 31 | +$36 | |
| 12 | $3,545 | 6.625% | — | 20 | +$69 | |
| 13 | $3,667 | 6.500% | — | 73 | +$191 | |
| 14 | $3,699 | 6.500% | — | 36 | +$223 | |
| 15 | $3,783 | 6.875% | — | 38 | +$307 | |
| 16 | $4,371 | 7.250% | — | 70 | +$895 | |
| 17 | $5,022 | 6.750% | — | 19 | +$1,546 | |
| 18 | $5,655 | 7.500% | — | 24 | +$2,179 | |
| 19 | $5,825 | 6.375% | — | 37 | +$2,349 | |
| 20 | $5,894 | 6.375% | — | 50 | +$2,418 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.