North American Savings Bank, F.S.B. closing costs and rates (2024)
In 2024, North American Savings Bank, F.S.B. originated 465 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $8,010. That is $1,269 above the national median of $6,741. North American Savings Bank, F.S.B. is most active in Missouri with 54 originations there.
Purchase Originations
465
Median Total Costs
$8,010
+18.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,495
Median Lender Credits
$100
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 291 | 7.250% | $7,678 | $4,859 |
| va | 146 | 5.750% | $8,727 | $0 |
| fha | 28 | 6.250% | $7,248 | $1,163 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 54 | 6.500% | $5,114 | #136 |
| Virginia | 53 | 5.875% | $10,068 | #173 |
| Florida | 33 | 6.875% | $7,764 | — |
| Texas | 31 | 6.875% | $10,566 | — |
| Alaska | 27 | 5.750% | $9,969 | — |
| North Carolina | 22 | 6.875% | $6,679 | — |
| Georgia | 18 | 6.875% | $7,634 | — |
| California | 17 | 6.375% | $6,894 | — |
| Kansas | 14 | 6.688% | $3,298 | — |
| Tennessee | 14 | 7.058% | $8,342 | — |
| Alabama | 13 | 6.375% | $7,300 | — |
| South Carolina | 12 | 7.250% | $6,023 | — |
| Arizona | 11 | 7.125% | $5,943 | — |
| Kentucky | 10 | 7.250% | $6,418 | — |
| Ohio | 10 | 6.438% | $5,975 | — |
| New Jersey | 9 | 6.250% | $17,664 | — |
| Indiana | 8 | 7.562% | $8,622 | — |
| Nevada | 8 | 6.188% | $7,949 | — |
| Arkansas | 7 | 7.500% | $5,651 | — |
| Massachusetts | 7 | 6.990% | $10,806 | — |
| Minnesota | 6 | 7.688% | $6,000 | — |
| New Mexico | 6 | 7.062% | $8,860 | — |
| Utah | 6 | 6.500% | $13,912 | — |
| Washington | 6 | 6.625% | $13,139 | — |
| Wisconsin | 6 | 6.312% | $15,944 | — |
| Illinois | 5 | 7.125% | $10,244 | — |
| Michigan | 5 | 6.750% | $8,168 | — |
| Oregon | 5 | 5.750% | $6,787 | — |
| Pennsylvania | 5 | 8.250% | $12,216 | — |
| Maryland | 4 | 6.500% | $12,566 | — |
| Maine | 4 | 6.625% | $15,182 | — |
| Oklahoma | 4 | 7.558% | $4,392 | — |
| Colorado | 3 | 6.624% | $8,892 | — |
| Louisiana | 3 | 6.250% | $5,909 | — |
| Mississippi | 3 | 7.375% | $804 | — |
| New York | 3 | 7.125% | $7,043 | — |
| Hawaii | 2 | 7.245% | $18,954 | — |
| Idaho | 2 | 8.250% | $14,284 | — |
| Montana | 2 | 6.562% | $6,285 | — |
| West Virginia | 2 | 7.000% | $2,301 | — |
| Wyoming | 2 | 8.250% | $6,809 | — |
| Connecticut | 1 | 8.375% | $7,005 | — |
| New Hampshire | 1 | 5.625% | $3,919 | — |
| Rhode Island | 1 | 5.750% | $8,804 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,353 | 6.500% | — | 5 | −$6,657 | |
| 2 | $2,036 | 7.500% | — | 3 | −$5,974 | |
| 3 | $2,335 | 6.688% | — | 8 | −$5,675 | |
| 4 | $4,822 | 6.688% | — | 4 | −$3,188 | |
| 5 | $5,345 | 6.375% | — | 21 | −$2,665 | |
| 6 | $5,794 | 7.312% | — | 4 | −$2,216 | |
| 7 | $5,940 | 6.812% | — | 4 | −$2,070 | |
| 8 | $6,155 | 6.688% | — | 4 | −$1,855 | |
| 9 | $7,396 | 5.812% | — | 4 | −$614 | |
| 10 | $8,331 | 5.875% | — | 17 | +$321 | |
| 11 | $8,863 | 7.062% | — | 4 | +$853 | |
| 12 | $9,062 | 5.875% | — | 12 | +$1,052 | |
| 13 | $9,676 | 5.750% | — | 9 | +$1,666 | |
| 14 | $10,071 | 5.750% | — | 7 | +$2,061 | |
| 15 | $10,211 | 5.750% | — | 10 | +$2,201 | |
| 16 | $10,498 | 6.875% | — | 5 | +$2,488 | |
| 17 | $11,730 | 5.375% | — | 3 | +$3,720 | |
| 18 | $12,216 | 8.250% | — | 3 | +$4,206 | |
| 19 | $12,447 | 5.750% | — | 10 | +$4,437 | |
| 20 | $21,542 | 6.750% | — | 3 | +$13,532 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.