Academy Bank, National Association closing costs and rates (2024)
In 2024, Academy Bank, National Association originated 245 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $3,469. That is $3,272 below the national median of $6,741. Academy Bank, National Association is most active in Kansas with 83 originations there.
Purchase Originations
245
Median Total Costs
$3,469
−48.5% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$995
Median Lender Credits
$400
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 191 | 6.875% | $3,286 | $995 |
| fha | 27 | 6.625% | $8,831 | $995 |
| va | 26 | 6.250% | $4,819 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Kansas | 83 | 6.750% | $3,108 | #77 |
| Missouri | 58 | 6.812% | $3,026 | #132 |
| Arizona | 15 | 6.750% | $5,773 | — |
| Minnesota | 13 | 6.500% | $5,190 | — |
| Colorado | 9 | 6.750% | $4,107 | — |
| Wisconsin | 6 | 6.562% | $3,021 | — |
| Florida | 5 | 6.875% | $4,311 | — |
| Georgia | 5 | 6.750% | $5,045 | — |
| Maryland | 4 | 6.875% | $4,212 | — |
| Washington | 4 | 6.500% | $7,203 | — |
| Michigan | 3 | 6.500% | $3,672 | — |
| North Carolina | 3 | 6.625% | $3,469 | — |
| South Carolina | 3 | 6.750% | $3,740 | — |
| Texas | 3 | 6.625% | $8,001 | — |
| Arkansas | 2 | 6.938% | $3,865 | — |
| Iowa | 2 | 6.375% | $7,826 | — |
| Indiana | 2 | 6.562% | $3,320 | — |
| Kentucky | 2 | 6.312% | $4,605 | — |
| Massachusetts | 2 | 7.312% | $8,382 | — |
| Nebraska | 2 | 6.125% | $5,930 | — |
| Nevada | 2 | 6.625% | $4,863 | — |
| Oklahoma | 2 | 6.562% | $10,574 | — |
| Oregon | 2 | 6.250% | $6,840 | — |
| Tennessee | 2 | 6.812% | $6,461 | — |
| Utah | 2 | 7.125% | $4,171 | — |
| Alaska | 1 | 6.500% | $5,458 | — |
| Alabama | 1 | 6.625% | $10,513 | — |
| Illinois | 1 | 8.000% | $6,253 | — |
| Mississippi | 1 | 6.750% | $2,864 | — |
| New Hampshire | 1 | 6.250% | $4,291 | — |
| New Jersey | 1 | 6.875% | $4,186 | — |
| New York | 1 | 6.875% | $5,445 | — |
| Virginia | 1 | 6.625% | $6,938 | — |
| Vermont | 1 | 6.875% | $4,237 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,105 | 6.875% | — | 2 | −$1,364 | |
| 2 | $2,678 | 6.938% | — | 4 | −$791 | |
| 3 | $2,759 | 6.688% | — | 8 | −$710 | |
| 4 | $2,771 | 6.625% | — | 2 | −$698 | |
| 5 | $2,933 | 6.562% | — | 2 | −$536 | |
| 6 | $3,040 | 6.875% | — | 33 | −$429 | |
| 7 | $3,045 | 6.812% | — | 2 | −$424 | |
| 8 | $3,149 | 6.750% | — | 72 | −$320 | |
| 9 | $3,421 | 7.000% | — | 2 | −$48 | |
| 10 | $3,968 | 6.875% | — | 2 | +$499 | |
| 11 | $4,294 | 6.750% | — | 2 | +$825 | |
| 12 | $4,520 | 6.875% | — | 3 | +$1,051 | |
| 13 | $4,863 | 6.625% | — | 2 | +$1,394 | |
| 14 | $5,163 | 6.312% | — | 2 | +$1,694 | |
| 15 | $6,234 | 6.812% | — | 14 | +$2,765 | |
| 16 | $6,465 | 6.562% | — | 2 | +$2,996 | |
| 17 | $8,623 | 6.375% | — | 4 | +$5,154 | |
| 18 | $8,773 | 6.250% | — | 2 | +$5,304 | |
| 19 | $9,718 | 6.750% | — | 3 | +$6,249 | |
| 20 | $20,138 | 6.375% | — | 2 | +$16,669 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.