Purchase Originations
6,860
Ranked #63 nationally
Median Total Costs
$6,591
−1.3% vs national ($6,680)
↑ $304 vs prior year
Median Rate
6.490%
+0.0% vs national (6.490%)
↓ 0.135% vs prior year
Median Origination
$1,909
Median Lender Credits
$804
Cost Rank (500+ vol.)
#329
among lenders with 500+ originations
Denial Rate
4.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 4,573 | 6.500% | $5,842 | $1,909 |
| va | 1,158 | 6.000% | $7,418 | $995 |
| fha | 1,100 | 6.250% | $11,867 | $2,482 |
| usda | 29 | 6.250% | $7,182 | $2,192 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 585 | 6.750% | $6,580 | #40 |
| Ohio | 573 | 6.625% | $6,686 | #45 |
| North Carolina | 555 | 6.375% | $6,721 | #48 |
| Texas | 431 | 6.375% | $7,376 | #124 |
| Minnesota | 368 | 6.490% | $5,796 | #42 |
| Florida | 321 | 6.250% | $8,004 | #120 |
| Arizona | 300 | 6.375% | $7,419 | #58 |
| Tennessee | 293 | 6.375% | $7,058 | #58 |
| Georgia | 288 | 6.490% | $8,299 | #79 |
| Virginia | 214 | 6.490% | $7,430 | #77 |
| California | 197 | 6.375% | $6,866 | #152 |
| South Carolina | 195 | 6.625% | $8,234 | #77 |
| Colorado | 182 | 6.125% | $4,387 | #81 |
| Nevada | 179 | 6.375% | $7,366 | #42 |
| Washington | 177 | 6.490% | $8,091 | #70 |
| Massachusetts | 152 | 6.375% | $5,281 | #64 |
| Michigan | 148 | 6.625% | $5,898 | #91 |
| New Jersey | 136 | 6.375% | $6,515 | #83 |
| Indiana | 133 | 6.625% | $3,609 | #112 |
| Oregon | 133 | 6.250% | $9,005 | #60 |
| Missouri | 130 | 6.250% | $4,356 | #73 |
| Alabama | 113 | 6.250% | $7,120 | #85 |
| Wisconsin | 113 | 6.625% | $4,511 | #85 |
| Maryland | 110 | 6.375% | $7,594 | #96 |
| Arkansas | 89 | 6.490% | $5,314 | #69 |
| Kansas | 78 | 6.312% | $4,168 | #78 |
| Nebraska | 78 | 6.312% | $4,060 | #46 |
| Pennsylvania | 77 | 6.375% | $6,775 | #182 |
| Kentucky | 56 | 6.750% | $6,564 | #110 |
| Oklahoma | 55 | 6.000% | $6,337 | #89 |
| Louisiana | 54 | 6.500% | $7,134 | #79 |
| Connecticut | 52 | 6.490% | $6,458 | #73 |
| Idaho | 37 | 6.375% | $5,744 | — |
| New Mexico | 33 | 6.125% | $4,634 | — |
| Iowa | 26 | 6.375% | $4,283 | — |
| Utah | 24 | 6.125% | $6,840 | — |
| Montana | 23 | 6.375% | $4,752 | — |
| New Hampshire | 22 | 6.490% | $4,353 | — |
| Maine | 15 | 6.375% | $4,809 | — |
| District of Columbia | 14 | 5.990% | $6,983 | — |
| Delaware | 14 | 6.062% | $5,224 | — |
| Mississippi | 13 | 6.125% | $4,768 | — |
| Rhode Island | 13 | 6.250% | $11,079 | — |
| Vermont | 11 | 6.625% | $5,701 | — |
| Hawaii | 9 | 6.990% | $8,248 | — |
| West Virginia | 9 | 6.375% | $4,960 | — |
| Wyoming | 9 | 6.125% | $3,461 | — |
| Alaska | 8 | 5.875% | $8,226 | — |
| South Dakota | 8 | 5.812% | $4,599 | — |
| North Dakota | 7 | 5.875% | $4,163 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,314 | 6.490% | — | 53 | −$1,277 | |
| 2 | $5,480 | 6.500% | — | 58 | −$1,111 | |
| 3 | $5,685 | 6.375% | — | 93 | −$906 | |
| 4 | $6,429 | 6.875% | — | 115 | −$162 | |
| 5 | $6,435 | 6.875% | — | 60 | −$156 | |
| 6 | $6,472 | 6.625% | — | 89 | −$119 | |
| 7 | $6,605 | 6.750% | — | 72 | +$14 | |
| 8 | $6,605 | 6.125% | — | 66 | +$14 | |
| 9 | $6,803 | 6.750% | — | 69 | +$212 | |
| 10 | $7,129 | 6.490% | — | 108 | +$538 | |
| 11 | $7,155 | 6.375% | — | 56 | +$564 | |
| 12 | $7,214 | 6.750% | — | 180 | +$623 | |
| 13 | $7,268 | 6.625% | — | 58 | +$677 | |
| 14 | $7,538 | 6.375% | — | 147 | +$947 | |
| 15 | $7,575 | 6.375% | — | 50 | +$984 | |
| 16 | $7,706 | 6.375% | — | 260 | +$1,115 | |
| 17 | $8,453 | 6.250% | — | 73 | +$1,862 | |
| 18 | $8,483 | 6.250% | — | 52 | +$1,892 | |
| 19 | $8,541 | 6.375% | — | 50 | +$1,950 | |
| 20 | $9,430 | 6.750% | — | 57 | +$2,839 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Mutual OF Omaha Mortgage, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $385,000 | $335,000 | +$50,000 (+14.9%) |
| Median total closing costs | $6,591 | $7,127 | −$536 (−7.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.