Lowest closing cost mortgage lenders in Lafayette County County, Missouri
In Lafayette County, Missouri, homebuyers paid a median of $4,570 in closing costs in 2024 — above the Missouri median of $4,120. The county saw 319 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, FAIRWAY INDEPENDENT MORTGAGE CORPORATION offered the lowest median costs at $2,313, which is $702 less than the county median.
Homebuyers in Lafayette County County who chose FAIRWAY INDEPENDENT MORTGAGE CORPORATION paid $2,257 less in closing costs than the county median.
County Median Costs
$4,570
+10.9% vs Missouri ($4,120)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,500
Purchase Originations
319
vs Missouri Median
10.9% above
$450
vs National Median
32.2% below
$-2,171
Lender rankings in Lafayette County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,313 | 6.990% | $1,000 | 22 | −$702 | |
| 2 | $2,791 | 6.875% | $895 | 11 | −$224 | |
| 3 | $2,918 | 6.495% | $1,095 | 10 | −$97 | |
| 4 | $2,934 | 6.625% | $995 | 23 | −$80 | |
| 5 | $2,952 | 6.933% | $1,175 | 12 | −$63 | |
| 6 | $7,072 | 6.937% | $4,615 | 10 | +$4,057 |
Includes lenders with 10+ purchase originations in Lafayette County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.