Lowest closing cost mortgage lenders in Jefferson County County, Missouri
In Jefferson County, Missouri, homebuyers paid a median of $4,568 in closing costs in 2024 — above the Missouri median of $4,120. The county saw 2,652 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, ZIPPY LOANS, LLC offered the lowest median costs at $1,732, which is $2,186 less than the county median.
Homebuyers in Jefferson County County who chose ZIPPY LOANS, LLC paid $2,836 less in closing costs than the county median.
County Median Costs
$4,568
+10.9% vs Missouri ($4,120)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,495
Purchase Originations
2,652
vs Missouri Median
10.9% above
$448
vs National Median
32.2% below
$-2,173
Lender rankings in Jefferson County County
37 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,732 | 9.900% | $810 | 15 | −$2,186 | |
| 2 | $2,621 | 6.438% | $495 | 28 | −$1,297 | |
| 3 | $3,053 | 6.500% | $850 | 10 | −$865 | |
| 4 | $3,090 | 6.625% | $600 | 13 | −$828 | |
| 5 | $3,148 | 6.625% | $670 | 11 | −$770 | |
| 6 | $3,263 | 6.500% | $1,371 | 16 | −$655 | |
| 7 | $3,311 | 6.625% | $1,000 | 41 | −$607 | |
| 8 | $3,384 | 6.750% | $1,276 | 44 | −$534 | |
| 9 | $3,443 | 6.990% | $970 | 15 | −$475 | |
| 10 | $3,570 | 6.688% | $1,124 | 58 | −$348 | |
| 11 | $3,612 | 6.562% | $1,537 | 12 | −$306 | |
| 12 | $3,669 | 6.750% | $995 | 74 | −$249 | |
| 13 | $3,696 | 6.933% | $1,338 | 10 | −$222 | |
| 14 | $3,733 | 6.875% | $1,402 | 24 | −$185 | |
| 15 | $3,750 | 7.125% | $1,440 | 19 | −$168 | |
| 16 | $3,859 | 6.750% | $1,249 | 21 | −$59 | |
| 17 | $3,938 | 6.688% | $1,375 | 38 | +$20 | |
| 18 | $3,988 | 6.625% | $1,750 | 23 | +$70 | |
| 19 | $4,000 | 6.990% | $1,499 | 29 | +$82 | |
| 20 | $4,027 | 7.062% | $1,531 | 38 | +$109 | |
| 21 | $4,076 | 7.000% | $1,495 | 124 | +$158 | |
| 22 | $4,105 | 7.124% | $1,497 | 105 | +$187 | |
| 23 | $4,212 | 6.990% | $1,595 | 83 | +$294 | |
| 24 | $4,235 | 7.000% | $1,620 | 67 | +$317 | |
| 25 | $4,254 | 6.999% | $1,940 | 49 | +$336 | |
| 26 | $4,325 | 7.250% | $1,250 | 15 | +$407 | |
| 27 | $4,329 | 6.990% | $1,997 | 268 | +$411 | |
| 28 | $4,454 | 7.125% | $1,577 | 11 | +$536 | |
| 29 | $4,516 | 6.990% | $2,454 | 17 | +$598 | |
| 30 | $4,658 | 6.625% | $2,140 | 13 | +$740 | |
| 31 | $4,713 | 6.875% | $2,548 | 53 | +$795 | |
| 32 | $4,779 | 7.125% | $2,150 | 15 | +$861 | |
| 33 | $5,216 | 6.750% | $3,000 | 45 | +$1,298 | |
| 34 | $5,470 | 6.625% | $3,244 | 12 | +$1,552 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.