Homebuyers in Jefferson County County who chose Bank of America, National Association paid $3,083 less in closing costs than the county median.
County Median Costs
$4,548
+6.4% vs Missouri ($4,275)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,495
Purchase Originations
2,707
Denial Rate
8.9%
vs Missouri avg (7.0%)
vs Missouri Median
6.4% above
$273
vs National Median
31.9% below
$-2,132
40 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,465 | 6.125% | $730 | 21 | −$2,619 | |
| 2 | $2,444 | 6.000% | $850 | 13 | −$1,640 | |
| 3 | $2,627 | 8.775% | $1,635 | 14 | −$1,457 | |
| 4 | $2,895 | 6.375% | $510 | 46 | −$1,189 | |
| 5 | $3,197 | 6.375% | $1,025 | 13 | −$887 | |
| 6 | $3,248 | 6.312% | $850 | 18 | −$836 | |
| 7 | $3,257 | 6.625% | $600 | 11 | −$827 | |
| 8 | $3,314 | 6.638% | $670 | 10 | −$770 | |
| 9 | $3,553 | 6.375% | $1,100 | 45 | −$531 | |
| 10 | $3,623 | 6.375% | $1,376 | 68 | −$461 | |
| 11 | $3,692 | 6.750% | $1,045 | 15 | −$392 | |
| 12 | $3,746 | 6.625% | $1,175 | 25 | −$338 | |
| 13 | $3,853 | 5.999% | $1,195 | 15 | −$231 | |
| 14 | $3,866 | 6.739% | $1,195 | 106 | −$218 | |
| 15 | $3,888 | 6.875% | $1,295 | 15 | −$196 | |
| 16 | $3,907 | 6.125% | $1,295 | 25 | −$177 | |
| 17 | $3,916 | 6.875% | $1,475 | 44 | −$168 | |
| 18 | $4,027 | 6.750% | $1,375 | 25 | −$57 | |
| 19 | $4,027 | 6.490% | $1,383 | 47 | −$57 | |
| 20 | $4,086 | 6.625% | $1,230 | 69 | +$2 | |
| 21 | $4,108 | 6.500% | $1,432 | 16 | +$24 | |
| 22 | $4,156 | 6.625% | $1,489 | 243 | +$72 | |
| 23 | $4,169 | 6.750% | $1,390 | 27 | +$85 | |
| 24 | $4,203 | 6.500% | $1,690 | 55 | +$119 | |
| 25 | $4,234 | 7.625% | $2,180 | 43 | +$150 |
Includes lenders with 10+ purchase originations in Jefferson County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.