First State Community Bank closing costs and rates (2024)
In 2024, First State Community Bank originated 490 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $3,159. That is $3,582 below the national median of $6,741. First State Community Bank is most active in Missouri with 490 originations there.
Purchase Originations
490
Median Total Costs
$3,159
−53.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,276
Median Lender Credits
$46
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 421 | 6.625% | $2,983 | $1,276 |
| usda | 40 | 6.125% | $4,655 | $1,195 |
| fha | 29 | 6.625% | $6,708 | $1,415 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 490 | 6.625% | $3,159 | #21 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $974 | 6.775% | — | 12 | −$2,185 | |
| 2 | $1,726 | 7.050% | — | 25 | −$1,433 | |
| 3 | $2,117 | 6.800% | — | 23 | −$1,042 | |
| 4 | $2,269 | 6.812% | — | 6 | −$890 | |
| 5 | $2,355 | 6.500% | — | 7 | −$804 | |
| 6 | $2,498 | 7.025% | — | 10 | −$661 | |
| 7 | $2,686 | 6.500% | — | 21 | −$473 | |
| 8 | $2,929 | 6.750% | — | 9 | −$230 | |
| 9 | $2,991 | 6.562% | — | 8 | −$168 | |
| 10 | $3,075 | 6.562% | — | 24 | −$84 | |
| 11 | $3,090 | 6.500% | — | 25 | −$69 | |
| 12 | $3,239 | 6.625% | — | 66 | +$80 | |
| 13 | $3,269 | 7.125% | — | 6 | +$110 | |
| 14 | $3,287 | 6.625% | — | 77 | +$128 | |
| 15 | $3,294 | 6.625% | — | 14 | +$135 | |
| 16 | $3,423 | 6.875% | — | 8 | +$264 | |
| 17 | $3,446 | 6.625% | — | 9 | +$287 | |
| 18 | $3,470 | 6.375% | — | 24 | +$311 | |
| 19 | $3,480 | 6.750% | — | 52 | +$321 | |
| 20 | $4,042 | 6.375% | — | 13 | +$883 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.