Midwest BankCentre closing costs and rates (2024)
In 2024, Midwest BankCentre originated 360 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,392. That is $3,349 below the national median of $6,741. Midwest BankCentre is most active in Missouri with 211 originations there.
Purchase Originations
360
Median Total Costs
$3,392
−49.7% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$850
Median Lender Credits
$850
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 257 | 6.625% | $3,104 | $850 |
| fha | 69 | 6.125% | $6,861 | $850 |
| va | 31 | 6.125% | $7,123 | $850 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 211 | 6.500% | $3,308 | #52 |
| Illinois | 118 | 6.250% | $3,307 | #132 |
| Tennessee | 9 | 6.500% | $5,890 | — |
| Alaska | 3 | 6.990% | $4,695 | — |
| New York | 3 | 6.875% | $8,127 | — |
| Oklahoma | 3 | 6.125% | $4,361 | — |
| South Carolina | 3 | 6.500% | $3,680 | — |
| Colorado | 2 | 6.812% | $4,509 | — |
| Iowa | 2 | 6.312% | $4,480 | — |
| Florida | 1 | 6.990% | $6,650 | — |
| Kansas | 1 | 7.000% | $3,190 | — |
| Mississippi | 1 | 6.250% | $6,163 | — |
| Utah | 1 | 6.125% | $4,252 | — |
| Virginia | 1 | 6.125% | $16,190 | — |
| Wisconsin | 1 | 6.500% | $3,222 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,108 | 7.625% | — | 1 | −$1,284 | |
| 2 | $2,524 | 6.312% | — | 42 | −$868 | |
| 3 | $3,253 | 6.500% | — | 29 | −$139 | |
| 4 | $3,292 | 6.625% | — | 115 | −$100 | |
| 5 | $3,347 | 6.562% | — | 2 | −$45 | |
| 6 | $3,408 | 6.438% | — | 2 | +$16 | |
| 7 | $3,659 | 5.812% | — | 2 | +$267 | |
| 8 | $3,676 | 6.933% | — | 32 | +$284 | |
| 9 | $3,715 | 5.874% | — | 2 | +$323 | |
| 10 | $3,754 | 6.250% | — | 65 | +$362 | |
| 11 | $3,799 | 6.500% | — | 3 | +$407 | |
| 12 | $3,989 | 6.500% | — | 1 | +$597 | |
| 13 | $4,695 | 6.990% | — | 3 | +$1,303 | |
| 14 | $4,977 | 6.500% | — | 3 | +$1,585 | |
| 15 | $5,103 | 5.875% | — | 2 | +$1,711 | |
| 16 | $5,193 | 6.990% | — | 3 | +$1,801 | |
| 17 | $5,194 | 7.188% | — | 2 | +$1,802 | |
| 18 | $5,611 | 6.312% | — | 2 | +$2,219 | |
| 19 | $5,619 | 6.250% | — | 21 | +$2,227 | |
| 20 | $7,337 | 6.750% | — | 2 | +$3,945 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.