FCB Banks closing costs and rates (2024)
In 2024, FCB Banks originated 601 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $2,412. That ranks #567 nationally by origination volume. For total closing costs among lenders with 500+ originations, FCB Banks ranks #22. That is $4,329 below the national median of $6,741. FCB Banks is most active in Illinois with 499 originations there.
Purchase Originations
601
Ranked #567 nationally
Median Total Costs
$2,412
−64.2% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$670
Median Lender Credits
$40
Cost Rank (500+ vol.)
#22
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 522 | 7.000% | $2,311 | $650 |
| fha | 39 | 6.250% | $5,699 | $670 |
| va | 22 | 6.250% | $3,525 | $670 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,666 | 6.950% | — | 2 | −$746 | |
| 2 | $1,933 | 5.875% | — | 10 | −$479 | |
| 3 | $2,022 | 5.875% | — | 3 | −$390 | |
| 4 | $2,159 | 6.250% | — | 1 | −$253 | |
| 5 | $2,217 | 7.340% | — | 143 | −$195 | |
| 6 | $2,263 | 6.875% | — | 228 | −$149 | |
| 7 | $2,297 | 7.700% | — | 1 | −$115 | |
| 8 | $2,513 | 6.490% | — | 81 | +$101 | |
| 9 | $2,539 | 7.037% | — | 2 | +$127 | |
| 10 | $2,626 | 6.500% | — | 9 | +$214 | |
| 11 | $2,630 | 6.625% | — | 5 | +$218 | |
| 12 | $2,783 | 7.600% | — | 3 | +$371 | |
| 13 | $2,938 | 7.600% | — | 17 | +$526 | |
| 14 | $3,024 | 6.875% | — | 57 | +$612 | |
| 15 | $3,162 | 6.500% | — | 13 | +$750 | |
| 16 | $3,299 | 6.500% | — | 4 | +$887 | |
| 17 | $3,544 | 6.250% | — | 1 | +$1,132 | |
| 18 | $3,881 | 6.737% | — | 6 | +$1,469 | |
| 19 | $4,858 | 6.375% | — | 1 | +$2,446 | |
| 20 | $5,133 | 7.250% | — | 1 | +$2,721 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.