TOGETHER CREDIT UNION closing costs and rates (2024)
In 2024, TOGETHER CREDIT UNION originated 368 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,386. That is $3,355 below the national median of $6,741. TOGETHER CREDIT UNION is most active in Missouri with 289 originations there.
Purchase Originations
368
Median Total Costs
$3,386
−49.8% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,000
Median Lender Credits
$40
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 367 | 6.500% | $3,386 | $1,000 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Missouri | 289 | 6.500% | $3,386 | #42 |
| Illinois | 23 | 6.500% | $2,364 | — |
| Florida | 10 | 6.312% | $4,370 | — |
| Georgia | 5 | 6.125% | $4,218 | — |
| New York | 5 | 6.625% | $4,854 | — |
| North Carolina | 4 | 6.250% | $4,037 | — |
| Ohio | 4 | 6.375% | $2,818 | — |
| Texas | 4 | 6.125% | $4,220 | — |
| Arkansas | 3 | 6.375% | $2,408 | — |
| California | 3 | 6.500% | $11,035 | — |
| Indiana | 3 | 6.500% | $3,290 | — |
| Alabama | 2 | 6.625% | $2,957 | — |
| Colorado | 2 | 6.375% | $3,554 | — |
| South Carolina | 2 | 6.062% | $4,869 | — |
| Arizona | 1 | 6.625% | $5,680 | — |
| Kansas | 1 | 6.625% | $2,360 | — |
| Kentucky | 1 | 6.000% | $3,612 | — |
| Louisiana | 1 | 6.375% | $2,786 | — |
| Nebraska | 1 | 6.500% | $4,425 | — |
| Oregon | 1 | 6.375% | $3,636 | — |
| Tennessee | 1 | 7.125% | $4,313 | — |
| Wisconsin | 1 | 6.125% | $2,969 | — |
| Wyoming | 1 | 6.750% | $2,804 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,180 | 6.500% | — | 2 | −$1,206 | |
| 2 | $2,312 | 6.375% | — | 10 | −$1,074 | |
| 3 | $2,361 | 6.000% | — | 3 | −$1,025 | |
| 4 | $2,386 | 6.812% | — | 8 | −$1,000 | |
| 5 | $2,662 | 6.625% | — | 1 | −$724 | |
| 6 | $2,994 | 6.750% | — | 2 | −$392 | |
| 7 | $3,071 | 6.688% | — | 4 | −$315 | |
| 8 | $3,106 | 6.500% | — | 3 | −$280 | |
| 9 | $3,252 | 6.625% | — | 1 | −$134 | |
| 10 | $3,311 | 6.625% | — | 41 | −$75 | |
| 11 | $3,321 | 6.438% | — | 50 | −$65 | |
| 12 | $3,359 | 6.312% | — | 2 | −$27 | |
| 13 | $3,412 | 6.375% | — | 131 | +$26 | |
| 14 | $3,436 | 6.375% | — | 46 | +$50 | |
| 15 | $3,581 | 6.750% | — | 4 | +$195 | |
| 16 | $3,882 | 5.938% | — | 2 | +$496 | |
| 17 | $3,938 | 6.375% | — | 2 | +$552 | |
| 18 | $4,314 | 6.312% | — | 2 | +$928 | |
| 19 | $8,304 | 6.375% | — | 2 | +$4,918 | |
| 20 | $9,886 | 6.000% | — | 2 | +$6,500 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.