Homebuyers in Stone County County who chose FLAT BRANCH MORTGAGE, INC. paid $887 less in closing costs than the county median.
County Median Costs
$4,404
+3.0% vs Missouri ($4,275)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,300
Purchase Originations
318
Denial Rate
11.7%
vs Missouri avg (7.0%)
vs Missouri Median
3.0% above
$129
vs National Median
34.1% below
$-2,276
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,517 | 6.750% | $1,248 | 19 | −$325 | |
| 2 | $3,657 | 6.875% | $1,300 | 19 | −$185 | |
| 3 | $3,962 | 6.750% | $1,402 | 12 | +$120 | |
| 4 | $6,396 | 6.875% | $3,950 | 15 | +$2,554 |
Includes lenders with 10+ purchase originations in Stone County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.