Lowest closing cost mortgage lenders in Franklin County County, Missouri
In Franklin County, Missouri, homebuyers paid a median of $4,269 in closing costs in 2024 — above the Missouri median of $4,120. The county saw 932 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Sullivan Bank offered the lowest median costs at $2,683, which is $893 less than the county median.
Homebuyers in Franklin County County who chose Sullivan Bank paid $1,586 less in closing costs than the county median.
County Median Costs
$4,269
+3.6% vs Missouri ($4,120)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,390
Purchase Originations
932
vs Missouri Median
3.6% above
$149
vs National Median
36.7% below
$-2,472
Lender rankings in Franklin County County
14 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,683 | 6.875% | $700 | 65 | −$893 | |
| 2 | $2,687 | 6.625% | $950 | 59 | −$889 | |
| 3 | $3,344 | 6.500% | $1,190 | 25 | −$232 | |
| 4 | $3,386 | 6.375% | $1,276 | 19 | −$190 | |
| 5 | $3,421 | 6.750% | $1,421 | 16 | −$155 | |
| 6 | $3,518 | 6.625% | $1,272 | 20 | −$58 | |
| 7 | $3,644 | 6.933% | $995 | 38 | +$68 | |
| 8 | $3,808 | 6.995% | $1,377 | 24 | +$232 | |
| 9 | $3,850 | 6.500% | $1,375 | 15 | +$274 | |
| 10 | $3,879 | 7.125% | $1,495 | 27 | +$303 | |
| 11 | $4,373 | 6.875% | $1,495 | 17 | +$797 | |
| 12 | $4,558 | 6.990% | $2,523 | 56 | +$982 | |
| 13 | $4,744 | 6.500% | $2,775 | 19 | +$1,168 |
Includes lenders with 10+ purchase originations in Franklin County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.