Lowest closing cost mortgage lenders in Buchanan County County, Missouri
In Buchanan County, Missouri, homebuyers paid a median of $4,134 in closing costs in 2024 — near the Missouri median of $4,120. The county saw 840 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, HNB National Bank offered the lowest median costs at $1,755, which is $1,517 less than the county median.
Homebuyers in Buchanan County County who chose HNB National Bank paid $2,379 less in closing costs than the county median.
County Median Costs
$4,134
+0.3% vs Missouri ($4,120)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,792
Purchase Originations
840
vs Missouri Median
0.3% above
$14
vs National Median
38.7% below
$-2,607
Lender rankings in Buchanan County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,755 | 6.562% | $495 | 22 | −$1,517 | |
| 2 | $1,936 | 6.880% | $600 | 11 | −$1,336 | |
| 3 | $2,497 | 6.875% | $1,265 | 53 | −$775 | |
| 4 | $2,660 | 6.688% | $895 | 12 | −$612 | |
| 5 | $2,922 | 7.000% | $1,449 | 11 | −$350 | |
| 6 | $3,012 | 7.125% | $1,410 | 10 | −$260 | |
| 7 | $3,511 | 6.875% | $1,968 | 102 | +$239 | |
| 8 | $3,606 | 6.990% | $2,209 | 72 | +$334 | |
| 9 | $4,066 | 6.750% | $2,384 | 25 | +$794 | |
| 10 | $4,274 | 7.444% | $2,308 | 16 | +$1,002 |
Includes lenders with 10+ purchase originations in Buchanan County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.