Homebuyers in Buchanan County County who chose HNB National Bank paid $2,219 less in closing costs than the county median.
County Median Costs
$4,210
−1.5% vs Missouri ($4,275)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,734
Purchase Originations
830
Denial Rate
6.0%
vs Missouri avg (7.0%)
vs Missouri Median
1.5% below
$-65
vs National Median
37.0% below
$-2,470
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,991 | 6.625% | $595 | 17 | −$1,297 | |
| 2 | $2,190 | 6.500% | $600 | 13 | −$1,098 | |
| 3 | $2,352 | 6.688% | $680 | 10 | −$936 | |
| 4 | $2,881 | 6.875% | $1,052 | 21 | −$407 | |
| 5 | $2,887 | 6.625% | $1,346 | 10 | −$401 | |
| 6 | $2,959 | 6.490% | $1,610 | 52 | −$329 | |
| 7 | $3,365 | 6.625% | $1,395 | 24 | +$77 | |
| 8 | $3,662 | 6.750% | $2,242 | 67 | +$374 | |
| 9 | $3,679 | 6.697% | $1,218 | 30 | +$391 | |
| 10 | $3,698 | 6.625% | $2,096 | 103 | +$410 |
Includes lenders with 10+ purchase originations in Buchanan County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.