Homebuyers in St. Louis city County who chose Bank of America, National Association paid $2,356 less in closing costs than the county median.
County Median Costs
$4,169
−2.5% vs Missouri ($4,275)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,493
Purchase Originations
2,257
Denial Rate
4.9%
vs Missouri avg (7.0%)
vs Missouri Median
2.5% below
$-106
vs National Median
37.6% below
$-2,511
40 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,813 | 6.000% | $1,041 | 33 | −$2,161 | |
| 2 | $2,696 | 7.365% | $745 | 11 | −$1,278 | |
| 3 | $2,893 | 6.375% | $510 | 97 | −$1,081 | |
| 4 | $3,078 | 6.375% | $670 | 11 | −$896 | |
| 5 | $3,110 | 6.375% | $695 | 10 | −$864 | |
| 6 | $3,238 | 6.495% | $850 | 18 | −$736 | |
| 7 | $3,240 | 6.750% | $1,120 | 25 | −$734 | |
| 8 | $3,371 | 6.625% | $600 | 17 | −$603 | |
| 9 | $3,443 | 6.188% | $1,045 | 36 | −$531 | |
| 10 | $3,518 | 6.500% | $1,295 | 17 | −$456 | |
| 11 | $3,519 | 6.433% | $1,374 | 38 | −$455 | |
| 12 | $3,542 | 6.250% | $1,100 | 52 | −$432 | |
| 13 | $3,682 | 6.829% | $1,195 | 54 | −$292 | |
| 14 | $3,727 | 6.625% | $1,040 | 10 | −$247 | |
| 15 | $3,842 | 6.875% | $1,195 | 14 | −$132 | |
| 16 | $3,847 | 6.625% | $1,175 | 126 | −$127 | |
| 17 | $3,851 | 6.562% | $1,257 | 40 | −$123 | |
| 18 | $3,873 | 6.500% | $1,415 | 23 | −$101 | |
| 19 | $3,898 | 6.688% | $1,230 | 58 | −$76 | |
| 20 | $4,026 | 6.625% | $1,375 | 29 | +$52 | |
| 21 | $4,062 | 6.750% | $1,499 | 70 | +$88 | |
| 22 | $4,066 | 6.875% | $1,551 | 12 | +$92 | |
| 23 | $4,114 | 6.625% | $1,495 | 10 | +$140 | |
| 24 | $4,135 | 6.875% | $1,455 | 41 | +$161 | |
| 25 | $4,170 | 6.625% | $1,557 | 226 | +$196 |
Includes lenders with 10+ purchase originations in St. Louis city County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.