SCOTT CREDIT UNION closing costs and rates (2024)
In 2024, SCOTT CREDIT UNION originated 396 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $2,728. That is $4,013 below the national median of $6,741. SCOTT CREDIT UNION is most active in Illinois with 276 originations there.
Purchase Originations
396
Median Total Costs
$2,728
−59.5% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$695
Median Lender Credits
$504
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 352 | 6.500% | $2,646 | $695 |
| va | 28 | 6.125% | $5,204 | $695 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 276 | 6.375% | $2,422 | #76 |
| Missouri | 104 | 6.375% | $3,297 | #95 |
| Florida | 4 | 6.312% | $4,480 | — |
| Tennessee | 3 | 6.250% | $3,443 | — |
| Indiana | 2 | 6.750% | $2,281 | — |
| North Carolina | 2 | 6.750% | $3,054 | — |
| Arizona | 1 | 5.875% | $4,021 | — |
| Georgia | 1 | 6.000% | $3,179 | — |
| Kansas | 1 | 6.625% | $2,985 | — |
| Kentucky | 1 | 6.875% | $2,812 | — |
| Pennsylvania | 1 | 6.625% | $4,036 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,972 | 6.500% | — | 4 | −$756 | |
| 2 | $2,281 | 6.750% | — | 2 | −$447 | |
| 3 | $2,304 | 6.375% | — | 105 | −$424 | |
| 4 | $2,435 | 6.250% | — | 13 | −$293 | |
| 5 | $2,464 | 6.500% | — | 2 | −$264 | |
| 6 | $2,550 | 6.688% | — | 2 | −$178 | |
| 7 | $2,566 | 6.375% | — | 112 | −$162 | |
| 8 | $2,609 | 6.625% | — | 11 | −$119 | |
| 9 | $2,692 | 6.375% | — | 5 | −$36 | |
| 10 | $2,851 | 7.062% | — | 2 | +$123 | |
| 11 | $2,918 | 6.375% | — | 7 | +$190 | |
| 12 | $2,973 | 6.125% | — | 7 | +$245 | |
| 13 | $3,267 | 6.750% | — | 2 | +$539 | |
| 14 | $3,292 | 6.250% | — | 18 | +$564 | |
| 15 | $3,407 | 6.500% | — | 42 | +$679 | |
| 16 | $3,447 | 6.375% | — | 21 | +$719 | |
| 17 | $3,654 | 6.250% | — | 2 | +$926 | |
| 18 | $4,480 | 6.625% | — | 2 | +$1,752 | |
| 19 | $4,752 | 6.625% | — | 3 | +$2,024 | |
| 20 | $8,654 | 6.938% | — | 2 | +$5,926 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.