Homebuyers in Clay County County who chose JPMorgan Chase Bank, National Association paid $2,770 less in closing costs than the county median.
County Median Costs
$3,907
−8.6% vs Missouri ($4,275)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,495
Purchase Originations
3,249
Denial Rate
4.7%
vs Missouri avg (7.0%)
vs Missouri Median
8.6% below
$-368
vs National Median
41.5% below
$-2,773
48 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,137 | 6.375% | $208 | 17 | −$2,333 | |
| 2 | $2,120 | 8.000% | $1,805 | 21 | −$1,350 | |
| 3 | $2,247 | 5.875% | $250 | 12 | −$1,223 | |
| 4 | $2,318 | 6.433% | $250 | 30 | −$1,152 | |
| 5 | $2,758 | 6.440% | $1,140 | 13 | −$712 | |
| 6 | $2,778 | 6.375% | $600 | 20 | −$692 | |
| 7 | $2,832 | 6.562% | $818 | 12 | −$638 | |
| 8 | $2,926 | 6.750% | $1,270 | 15 | −$544 | |
| 9 | $3,036 | 6.625% | $895 | 318 | −$434 | |
| 10 | $3,046 | 6.438% | $1,125 | 12 | −$424 | |
| 11 | $3,106 | 6.125% | $1,500 | 13 | −$364 | |
| 12 | $3,108 | 6.625% | $1,375 | 58 | −$362 | |
| 13 | $3,140 | 6.375% | $1,423 | 36 | −$330 | |
| 14 | $3,154 | 6.375% | $1,195 | 12 | −$316 | |
| 15 | $3,157 | 5.875% | $1,467 | 17 | −$313 | |
| 16 | $3,239 | 6.812% | $1,080 | 24 | −$231 | |
| 17 | $3,252 | 6.438% | $1,415 | 34 | −$218 | |
| 18 | $3,303 | 6.500% | $1,345 | 46 | −$167 | |
| 19 | $3,325 | 6.624% | $1,426 | 43 | −$145 | |
| 20 | $3,337 | 6.190% | $1,099 | 11 | −$133 | |
| 21 | $3,342 | 6.250% | $1,095 | 24 | −$128 | |
| 22 | $3,379 | 6.433% | $1,395 | 14 | −$91 | |
| 23 | $3,395 | 6.625% | $1,540 | 154 | −$75 | |
| 24 | $3,523 | 6.875% | $1,494 | 11 | +$53 | |
| 25 | $3,540 | 6.870% | $1,495 | 14 | +$70 |
Includes lenders with 10+ purchase originations in Clay County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.