Homebuyers in Warren County County who chose First State Community Bank paid $2,266 less in closing costs than the county median.
County Median Costs
$4,818
+12.7% vs Missouri ($4,275)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,495
Purchase Originations
517
Denial Rate
6.4%
vs Missouri avg (7.0%)
vs Missouri Median
12.7% above
$543
vs National Median
27.9% below
$-1,862
11 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,552 | 6.300% | $495 | 14 | −$1,568 | |
| 2 | $3,718 | 6.625% | $1,295 | 16 | −$402 | |
| 3 | $3,785 | 6.625% | $1,598 | 12 | −$335 | |
| 4 | $4,105 | 6.562% | $1,375 | 20 | −$15 | |
| 5 | $4,172 | 6.490% | $1,230 | 25 | +$52 | |
| 6 | $4,304 | 6.688% | $1,662 | 18 | +$184 | |
| 7 | $4,428 | 6.875% | $1,595 | 17 | +$308 | |
| 8 | $4,611 | 6.625% | $1,642 | 22 | +$491 | |
| 9 | $4,699 | 6.625% | $1,674 | 12 | +$579 |
Includes lenders with 10+ purchase originations in Warren County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.