Purchase Originations
272
Median Total Costs
$3,005
−55.0% vs national ($6,680)
↑ $318 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↑ 0.000% vs prior year
Median Origination
$968
Median Lender Credits
$66
Denial Rate
7.1%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 188 | 6.625% | $2,759 | $968 |
| usda | 70 | 6.500% | $3,995 | $967 |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,334 | 6.500% | — | 9 | −$671 | |
| 2 | $2,338 | 6.500% | — | 4 | −$667 | |
| 3 | $2,467 | 6.312% | — | 4 | −$538 | |
| 4 | $2,527 | 6.875% | — | 7 | −$478 | |
| 5 | $2,530 | 6.438% | — | 8 | −$475 | |
| 6 | $2,561 | 6.500% | — | 4 | −$444 | |
| 7 | $2,628 | 6.500% | — | 9 | −$377 | |
| 8 | $2,632 | 6.625% | — | 9 | −$373 | |
| 9 | $2,633 | 6.312% | — | 10 | −$372 | |
| 10 | $2,776 | 6.375% | — | 5 | −$229 | |
| 11 | $2,843 | 6.812% | — | 4 | −$162 | |
| 12 | $2,899 | 6.750% | — | 24 | −$106 | |
| 13 | $2,937 | 6.625% | — | 8 | −$68 | |
| 14 | $3,199 | 7.000% | — | 8 | +$194 | |
| 15 | $3,407 | 6.750% | — | 6 | +$402 | |
| 16 | $3,523 | 6.500% | — | 8 | +$518 | |
| 17 | $3,634 | 6.375% | — | 19 | +$629 | |
| 18 | $3,730 | 6.750% | — | 5 | +$725 | |
| 19 | $3,924 | 6.438% | — | 8 | +$919 | |
| 20 | $4,374 | 6.375% | — | 5 | +$1,369 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Community Banc Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $125,000 | $335,000 | −$210,000 (−62.7%) |
| Median total closing costs | $3,005 | $7,127 | −$4,122 (−57.8%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.