Lowest closing cost mortgage lenders in Scott County County, Missouri
In Scott County, Missouri, homebuyers paid a median of $4,089 in closing costs in 2024 — near the Missouri median of $4,120. The county saw 292 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,450, which is $1,298 less than the county median.
Homebuyers in Scott County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,639 less in closing costs than the county median.
County Median Costs
$4,089
−0.8% vs Missouri ($4,120)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,428
Purchase Originations
292
vs Missouri Median
0.8% below
$-31
vs National Median
39.3% below
$-2,652
Lender rankings in Scott County County
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,794 | 6.990% | $850 | 17 | −$210 | |
| 2 | $2,969 | 6.625% | $1,276 | 19 | −$35 | |
| 3 | $3,248 | 6.750% | $1,097 | 10 | +$244 | |
| 4 | $3,348 | 6.875% | $1,495 | 15 | +$344 |
Includes lenders with 10+ purchase originations in Scott County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.