Homebuyers in Scott County County who chose First State Community Bank paid $1,815 less in closing costs than the county median.
County Median Costs
$4,712
+10.2% vs Missouri ($4,275)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,445
Purchase Originations
265
Denial Rate
9.7%
vs Missouri avg (7.0%)
vs Missouri Median
10.2% above
$437
vs National Median
29.5% below
$-1,968
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,897 | 6.375% | $1,376 | 13 | +$23 | |
| 2 | $3,001 | 6.480% | $1,200 | 13 | +$127 |
Includes lenders with 10+ purchase originations in Scott County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Missouri → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.